i am not a client, but a person who has been involved in commercial finance and factoring for 50 years in El Paso, Tx where Viva Capital is located. This is an excellent company with a sterling reputation. Not only do i personally know the owners who are all men of the highest integrity and greatly respected in the community and the industry, but also many of the employees of Viva are former employees of my factoring company which was acquired by a publicly traded bank in 2018. These employees are all highly trained in factoring and perform their jobs in an outstanding manner. I highly recommend Viva Capital if you are in the market for factoring or any type of receivable financing.

My company has worked with Viva since 2018 and have received nothing but the best service. Always available to answer any questions or resolve any problems. Fully recommend Viva to anyone needing their services.

Very professional people, Five star quality in services. They make the customer feel like a top priority. The client needs are met and they feel like they can provide honest and open feedback.

Since the commercial relationship is generated, they are always there to support you or find a solution.

Viva has a great business structure,they are the real business partner you want on your side to be able to scale your business. Belcon Logistics is an oil field service company in the Permian Basin that started with 5 trucks and thanks to Viva we were able to scale to 150+ trucks in 4 years. 100% faster fundings than any other factoring company I have been with in the past.

Great service! Always willing to help with all my business needs.

We worked with Viva Capital during challenging moments back in 2018. They partnered with us to help us stabilize our cash flow and to grow. I definitely recommend Viva Capital as a financial partner.

Viva Captial is one of the best factoring companies I have come across. They offer very competitive rates and take good care of their clients. I highly recommend them for businesses looking to expedite their cash flow through invoice factoring.

Fast Service

Viva Capital has been a valuable and important source of working capital for us. Their team is knowledgeable and experienced. We recommend them for any business that is looking for working capital or to fund growth opportunities and asset acquisitions. We appreciate the relationships we have formed over the last seven years with the Viva Capital team. They have always been quick to respond.

They work with you in so many ways ! , Reps talks in English / Spanish , and the people that work there has been in the company for so long that anyone in the company can help you with your needs ! ShootOut to our reps LILIANA AND ARMANDO this is our 2nd year with them and I know more companies that has been with them for about 3-5+ years .

For all of 2022, my experience with them was great and all my expectations were met.

Cynthia is very approachable and a pleasure to work with.

Fast and accurate

The team at Viva Capital Funding are extremely thorough and professional. The entire process has been easy and every step of the way has felt like a mutual partnership. If you’re look to factor your invoices this is definitely the only company you should consider using.

Dereck, Sara and Matt are the epitome of Customer Service! I have never worked closely with an underwriter before! Matt helped me the whole way through and gave me a better understanding of what underwriting does! Dereck and Sara asked and answered pertinent questions to get me funded! I cannot forget Liliana! My assigned account representative-she listened and provided! I would recommend Viva and this team to anyone!

We are glad and happy to work with Viva Capital Funding. True professionals, kind and dynamic team. 100% safe and secure. Pleasure to work with!

I had a great experience working with the Viva team! Paco and Matt were absolutely patient and understanding with our questions and concerns. This was a a perfect solution to our business which has heavy up front costs. By far this has been the best decision I have made for my business…we are now on our way to a more prosperous year.

Estamos muy contentos de trabajar con Viva Capital Funding, es una empresa seria y muy profesional. El personal es súper atento a cualquier duda o problema, siempre dispuesto a solucionar cualquier problema .

Viva Capital has always worked with me and helping take care of my company's needs. Armando will always promptly reply and everyone else in their staff if anything out of the ordinary arrives.