I cannot thank Michael enough for what he has done for me and my family. He has been there for me through the entire process, even when I was passed over to the next company for the next steps he would check in on me and would then explain the next stage of the process. I discovered Michael when looking for a large consolidation loan to try and help me out of my spiral of debt and wanted to try reducing my outgoings, but Michael went through all the options available to me and was never pushy. I decided upon an IVA and two and a half weeks after our first message exchange I have been approved (and this would have been quicker if I didn't need some days to think it through). My husband and I have a 1 year old and 3 year old together - both through private IVF. The years of funding medical investigations, IVF procedures etc got me into the position of having to use credit to stay on top of my monthly outgoings and expenditure - i never missed a payment but now my credit pot had run dry and I was never going to afford it all this month. The sleepless nights with worry were taking their toll and I now feel like a new person. I can now enjoy our babies without this constant worry. Michael listened to all this and was never judgemental, he was always supporting and showed empathy. It was Michael's kindness that encouraged me through the process - I had been so embarrassed about my debts I honestly think if he hadn't had been so friendly and kind, I wouldn't have been able to go through with it. Just for others out there who are in the same boat (and I am in a professional job which added to my embarrassment as felt like I should know better), if you are in this situation get in contact with Michael. He will go through your options with you in a friendly manner with no pressure. He could also change yours and your family's life overnight. We chatted a lot via WhatsApp which I really liked as I was nervous and I could ask lots of questions (and believe me I asked a ton), and then when we needed to go through things in detail we planned times to chat on the phone - even on a Saturday morning. Thank you so much Michael. We will be forever grateful for you.

Micheal has gone above and beyond to help me sort my debt out, nothing has been to much trouble, the communication has been above and beyond what I could havd ever imaged. Treated with the upmost respect and dignity. I cannot thank Michael enough

I honestly can’t recommend these guys, made me feel secure and at ease throughout the whole process. Very helpful and none judgmental when discussing my situation and generally feel like a weight has been lifted off my shoulders. I finally feel at ease with my financial future.

Absolute life savers can not thank them enough for all their help.

Spammers and scammers. Absolutely bombarded with emails and text messages. Have requested removal but they still continue. Have requested a SAR 3 months later and no response. Now reported to ICO and would urge anyone else getting spammed to do so.

After many years of avoiding my debt and running away from it I finally plucked up the courage to contact the team at C&K Finance, I don't like speaking on the phone so majority of the work was done over WhatsApp which was great, I only had to have a 45 minuet phone call and the rest is completed... 13K of debt dealt with by one team in the space of a week. Can't thank them enough.

Michael from C&K has gone above and beyond to help me get the right solution. With all the complications thrown at us along the way, he didn’t let that bother him and continued to work around it. Today I finally start my journey and I can’t thank him enough and his colleagues who have stepped in to support. Furthermore, any questions asked have always been answered which has definitely reassured me along the way. I really appreciate all the help

Micheal is a delight to work with explaining everything in detail, he helped put me at ease with the whole process

Scam Company / Breach GDPR Been bombared with emails from someone called "mark" with C & k Finance, relating to an application that i never made. I have requested on a number of ocassions to be removed from their mailing list and even followed the unsunscribe option, although, they still continue to spam me with unsolicited emails. I am not an existing customer and i have never had any association with said business. As per UK GDPR Act (2018) only existing customers can be added to a direct mailing list without providing consent. I have never opted into any such list, nor provided any consent to receive marketing emails. I have flagged my concerns with the ICO and i will begin litigation for breach of GDPR and misuse of my personal data (P.D). Would not recommend and would not trust this company with personal data, when they evidently misuse data which they should not even possess in the first place *Before responding with nonsense regarding your lead provider, please review GDPR legislation. Blaming a third party is not acceptable defence. You are the data controller. It is your responsability to obtain my consent, prior to adding me to any mailing list. This has not occurred and you will be facing litigation for this breach of GDPR and misuse of my personal data. My concerns have already been passed to the ICO also.

I was really struggling due to separation ill health and losing my mum buried my head but the help I got from these guys has made me 1 step closer to sorting my life for the better thank u xx

Was contacted by this company referring to a recent conversation I had had with another one and they have been nothing but truly helpful individuals. Michael has kept in constant contact, checking in and ensuring i understood everything i was learning about during this process. Debt is a horrid cloud to have over your head but it's companies like this that take the pressure away. Thank you so so much, highly recommend xx

I contacted C & K Finance to see if they could help me with my financial situation. Michael was excellent, very empathetic and non-judgemental. I would whole-heartedly recommend C & K Finance to anyone going through financial stress, they offer excellent advise and you will feel better once you've contacted them.

Michael helps me from a beginning to the end, everything goes very smoothly and very professional, he explains every single step. Now I can live my life with no problems at all. Thank you Michael and C&K Finance.

Really prompt advice. Kept things easy and straightforward in what is a stressful time. Thank you for your help.

Brilliant service from start to finish .I now feel like a weight has been lifted off my shoulders thanks to these guys .Thanks again for everything

This company has conacted me yet again today, i do not open or respond to them as i am a covid cripple and cannot deal with bullies and lies. As per my previous posts i have today recieved a threafening email from c&k financials telling me NOT to state the truth on Trustpilot. I have and will not respond to this scam company! I have had a response from London city Police and fca stating that this is a scam company. They claim they have been operating for 30 years..if so where are their financial accounts, they dont exist, Do not have anything to do with this corrupt compan the authorities have expised them as fraud. FCA RESPONSE Dear Elaine Bearne, Thanks for contacting the Financial Conduct Authority (FCA). I understand from your query that you received an email from C & K Finance requesting further information regarding your request for a loan. You'd stated to them you had not applied for a loan and asked further questions which the firm did not answer. They did say though that they had paid for your data. You have concerns around firms selling peoples data. I appreciate this has caused concerns so I’ve provided information below which you may find useful. C&K Finance I’ve conducted a search on the Financial Services Register (FS register) which is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms. From the information provided, I've been unable to locate a firm called C&K Finance which means they are not authorised by us - this may be a scam. I’d guide you to proceed with extreme caution, have no further dealings with them and not to pay them any money. If a firm is offering certain investments or financial services in the UK or if they have any affiliation to the UK, then they should be authorised by the FCA to do this. If they're not authorised then they may be operating a scam and you wouldn’t have any protections in place if anything went wrong. This company states they have 30 years legacy, the director is 38 yrs old, they have a great team yet companies house states the company isnt even 1 yr old, there have been no accounts submitted and only ! member of staff, the director He is still sending me stupid emails of which I am having nothins to with him. He has my details as he purchased them from a company who he doesnt rmember who he paid?? Lie after lie. City of London Metropolitan Police Application fraud (excluding mortgages Thank you for your report to Action Fraud. As previously noted, your report has been sent to the National Fraud Intelligence Bureau (NFIB) for review. If you registered an account with us when reporting online, you can track the progress of your report by clicking on “My account” and then “My reports” on the Action Fraud website: actionfraud.police.uk In the meantime, here are some steps you can take to prevent yourself from becoming a repeat victim of application fraud.

These guys were great,have really helped me,feel the weight of worry lifted off me,thanks again guys for all your help.

Got in touch with the team, they couldn’t have made things any easier. On my way to becoming debt free now. Thanks again

Great team, guided me through the whole process and massively helped with my debts, huge thanks to the team 5 star

Spam cos I never signed up, I was locked out my email so couldn't even if I wanted to