I have worked with Josh at Card Z3N for a long time now and as my business has grown he has been able to provide great support with payment processing to make sure my growth continues. He's prompt with replies and honest about what can work and what won't work. I will continue to work with Josh for all my payment processing needs.

CONSUMER BEWARE !!! DON'T BELIEVE THE OTHER REVIEWS!!! The owner is not trustworthy or transparent!!! I called his company because I was interested in switching credit card processing companies. He did not make it known to me that he was the owner until I asked to speak to his manager because he was giving me the runaround. When he provided me with the terms and conditions, it stated that there was a minimum of a 3-year term and a hefty charge if I terminated before that 3-year term ended. He insisted that it was the bank's terms and conditions but not that of his company. He stated that there are no penalties for early termination and no term. I told him to put that in writing, but he refused. That's when he told me I'd be better suited with a different company. At that point, I let him know that I got the feeling that educated customers who asked a lot of questions were his worst nightmare because he can't dupe them! Obviously, he didn't like that. He lost a valuable customer! For a company that's only been in operation 2 years, that's NOT GOOD! (By his voice, he sounds young, and it appears that there is only one other employee in his "company." *CONSUMER BEWARE * FOOTNOTE: This company's below response is full of lies, just like the ones the owner will give you if you call him!!! DON'T BE DUPED!!!

Card Z3N made it easy for us to set up credit card services for our business. They have the Aerospace Pay program to meet our unique situation and requirements for B to B credit card sales. Their interface is easy to navigate, and the pricing structure is the best for our large ticket sales. After looking at other credit card merchant services, we found that the Card Z3N to be far better for us than any other. Joshua and the team help us through every step of the set up and followed up to make sure everything was operating to our satisfaction.

As a new user of Card Z3N processing we are very pleased with the customer support, quick responses to our questions, low fees and the ease of on-boarding with Card Z3N. The commercial offering of Card Z3N is very competitive when compared to other processing services. So far our accounting department has been very favorable towards Card Z3N services and our clients have been very positive in adopting this payment option.

We are new but have been fabulously impressed so far! From getting set up, trained and using the system, it has been fantastic. This is far better than the antiquated system we were using before. The ease of use online, reporting capabilities, rates and customer service are top notch. And we are saving money! Very happy we switched.