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Laura Poetoehena was awesome to work with!! She made the entire process so simple and quick. I would highly recommend As Is Lending for your mortgage needs, and while your at it, be sure to ask for Laura. You'll be glad you did.

Laura and team at AS IS Lending were superb. We have been through the refinance process multiple times and without a doubt, this was the best experience from beginning to end. Laura is the most helpful, responsive, and informative lender we’ve worked with. We highly recommend her!

Over the last 6 months Ted Driessen, with As Is Lending, helped me refinance my existing home & helped me purchase my future home which we closed this week! I'm self-employed with most of my income coming from commissions so it's never easy for me to qualify for a mortgage but Ted was outstanding in guiding me through the process and delivery on his promises & competitive rates! Thank you Ted!

I highly recommend Laura to anyone seeking a home loan. How we found Laura: In preparation for a refi I decided to randomly select a handful of the many letters I had received in the mail. One was from Laura. Upon speaking, she struck me immediately as an incredibly genuine person. I told my wife, "I like Laura. She is nice. I trust her. She seems like the kind of person who would be a horrible liar. I don't want to be skeptical of our lender through this whole thing so I will probably choose her." Laura's salesmanship: I wish every businessperson was like Laura. She is affable and cordial, yet sold herself far more through her actions than her words. In fact ,she basically did very little overt verbal "selling" at all. For example, she didn't at all suggest that she was a uniquely qualified person to get me the best rate, which ironically made her unique. She didn't say things like, "Let me tell you what I can do for you." She simply went about actually securing the terms of a loan we hoped for. The loan itself: Before speaking with Laura I had a pretty good idea of the range of options that were available to me. Laura and her company made things easy by coming in immediately with a loan offer at the far "good" end of that range. We took the offer, happy to have saved the hassle of negotiating too much. From there everything went as smooth as you could hope for. No surprise costs. Everything was well managed by Laura and her team (who also all seem highly competent based on my limited interactions with them).

I have nothing but positive things to say about this company. I highly recommend using them. They went above and beyond to get my loan, as well as getting me the best rate possible! They’re also friendly and always quick to respond.

After deciding to refinance my house, I reached out to Ted Driessen when I received one of ASIS's mailers. So glad I did. Ted provided an excellent, competitive offer and maintained excellent communication at every step of the refinance process. Don't hesitate to finance your mortgage with ASIS!

I had the best experience with this company. They went above and beyond to accomplish the goal, off getting my loan. I would highly recommend them, they are friendly. And anytime I had a question they were always quick to respond.

Originating a mortgage with Asis Lending was very easy and absolutely painless, despite the fact that it was during the peak of mortgage underwriting season. Excellent communication, everything was done on time, absolute transparency. I dealt with a number of other mortgage providers, and in most cases these other guys would come up with some additional surprise fees towards the end of the process. Nothing like that with Asis Lending. Here is the email I sent to my loan officer Jacob: Jacob, thank you very much. You have been incredibly, unbelievably good, helpful, honest and punctual. I have to tell you that while trying to refinance this time I interacted with 4 or 5 companies and their agents. You are standing miles above all of them. Thanks a lot.

We were referred to Ted with As Is Lending through our work colleague who had a wonderful experience with their refinance. The referring party works in finance and is a serious number guy…as is my husband. I also have a number of years behind me in mortgage lending, so you can imagine…the expectations were high. After talking to Ted, I immediately felt at ease. His personality, expertise and loan pricing set him apart from all the other lenders I contacted when shopping for our refinance. We are SO happy with our refinance experience with Ted. This is a solid company and Ted is our go to person for ALL our financing needs going forward. Thank you, Ted, for everything.

Ted was so much helpful!! I messaged ASIS for a low refinancing rate quoted for my house. Ted helped with details of the various options, fees, and suggestions about considering the long-term and short-term options. I talked several times and emailed him with questions, and the whole process is friendly, helpful, and transparent. I finally got an excellent refinancing rate. Highly recommended.

Great experience. Laura is very helpful and gets the job done with no hassles. Would recommend to anybody.

Best company to work with they kept me updated, responded quickly and most of all made me feel comfortable and walked me through the process of refinancing for the first time.

Laura was absolutely the best to work with. She helped me from the start. For what ever reason we had some issue to obtain a subordination document. She always communicated with the status of the refi until we finally received it. I would highly recommend her. Thank You.

This review is long overdue. My wife and I had the pleasure of working with Carol Phan to take advantage of the low rates back in September 2020. Without exaggeration, this was the best and easiest refi we've experienced. Moreover, Carol and her team was able to lock in a surprisingly lower rate even when we decided to take some equity out. Professionalism, promptness, competitiveness, courtesy... all qualities you seek when refinancing were experienced. Thank you, Carol, for taking care of our account!

We had a great experience working with Laura Poetoehena on refinancing our mortgage. She was fast, friendly and efficient. Any questions I had were also answered pretty quickly. Our refi was set up on a very timely schedule without a hitch. I would highly recommend As Is Lending and Laura any day. I also shopped around for rates, and they were very competitive. We're very happy with them.

Laura was absolutely one of the best to work with on our refi. Knew from first phone call that this was going to be smooth. She helped us meet all our goals. Would highly recommend her. Thank You

Laura did a wonderful job on helping us with our refinancing. She made it so easy and fast, less stress and simple. Great job Laura.

My fiancé and I had such a great experience with AS IS Lending. We worked with Andy Pham,Thao Nguyen and Carol Phan. They made the process very easy and they closed pretty quickly versus the other lenders we spoke with. Highly recommend! Thank you Andy Pham, Thao Nguyen and Carol Phan!

This review is for Ted Driessen. I met Ted from over 4 years ago in response to his postcard mailing. It was for a streamline refinancing. It was a wonderful, painless refinance experience. Early this year, when interest rates was nearing 3%, I tried contacting him again but he no longer works for that same company. So thru business social media, I looked up and found him again. Now, you don't go through that if you had a previous bad experience right? So we connected, again this was painless refinance, done in a month, so I had referred him to almost 10 past clients/friends (I am a Northern CA realtor). Everybody was so happy with their loan experience with Ted and this makes me happy as well.