Property Master

Barberry Court, Centrum 100, DE14 2UE, Burton Upon Trent, GB
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5.00
Based on 124 Reviews

5

88.71%

4

8.06%

3

0.00%

2

0.81%

1

2.42%
About Property Master

Property Master is the UK’s first online mortgage broker for buy-to-let landlords. You can pinpoint the best mortgage offers for you, saving hassle, time and money. Apply online through our website. No credit checks until application.

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Shakeel Khan
United Kingdom | 29 September 2021

I am very impressed the way they dealt with my case. I would say right from start to end they helped me. I received immediate response of my phone calls and emails . They provided dedicated expert who helped me through out my case. I would strongly recommend property master to my clients, family and social circle and I would love to come back to property master in future.

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Bruno Romanelli
United Kingdom | 23 September 2021

This company made several calls to me in order to secure my business but ignored my attempts by phone and email to resolve a problem which potentially required a refund. It also took weeks and a threat to withdraw an application before they replied to my emails requesting updates on a supposed application. After making an initial application for a product (which turned out not to be available) I was contacted to take payment. When I questioned why I was required to pay before completion or even an initial acceptance of the application, I was told in no uncertain terms that the fee only applied if the application was approved and that 'if for any reason the mortgage was not approved OR anything happened' along the way, the fee would be refunded. Not only did they take their fee but they also took the product fee (even tho the product was not available). After the application was halted due to non-availability I was left dealing with a passive aggressive agent who was very unresponsive. In the end I chose to deal directly with the lender and the product was, I believe, a better one than was offered through PM. When I decided to withdraw from the procedure, I requested my refund on three different occasions and received NO, that's ZERO response including to an official complaint to the company. It was only when I posted a negative review that I was given the attention of the CEO of the company. It's very disappointing that this is what it took to have my concerns and complaint acknowledged. Since I wrote this review, the CEO of Property Master offered to refund my fee on condition that I remove the review. I refused, but said I would edit my review if I was shown to be mistaken on any points which I have done. I haven't had a refund but I have had a letter threatening legal action for defamation.

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god son
Ethiopia | 16 September 2021

A very Bright and Effective Training It gives you a whole level of Understanding to The The current market demand and Know how on how to Operate Within The system effectively that is a tremendous asset to Current ongoing Property Investment

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Robert Telford
United Kingdom | 12 August 2021

Fantastic service for recent remortgage. Very knowledgeable team. Straightforward and helpful. A gem of a find. Highly recommended. Special thanks to Andy, Joanne & Nick.

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Richard Quarterman
United Kingdom | 11 March 2021

Mortgages made simple! You need to put in the hard work to get the information over to them initially on their very good online system, but once this has been done they take over the process. Patrick Jean you were a great help.

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JEREMY BRISTOW
United Kingdom | 17 February 2021

I had a very good experience with Property Master. They were easy to get hold of, polite and pleasant to talk to and delivered what they said they would do.

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G Clough
United Kingdom | 12 August 2020

It took about 3 weeks from browsing the website looking for a new mortgage deal to having a confirmed mortgage offer. Completing all the required details initially takes a little time, but Lewis from Property Master guided me through the more complext questions and was quick to respond to any queries either by phone or email. Once you've put the details in once, you don't need to do it again no matter how many different mortgage companies you apply to. I got offered the first mortgage I applied for because Property Master make sure that you meet all eligibility criteria for each mortgage provider they list for you. I've got a really good deal and will definitely be using Property Master next time round.

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JK
Hong Kong | 03 August 2020

Very helpful service. Provided clear advice based on what I was looking for and didn’t try to push me in one direction or another. While the solution they found for me met my needs it was the only option they provided that netted them no fees so the customer did come first.

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Dave Lambert
United Kingdom | 07 May 2020

Just completed on a remortgage through Property Master by switching lenders to simply get a better deal. Existing lenders always offer the path of least resistance deals to stay with them but with Property Master, you get to see the whole market and in my case the deal was much better and well worth the effort to switch. Dealing with Claire and Andy the process was managed professionally with regular contact and updates right through to the day of completion. I just wanted to show my appreciation by writing this review, you deserve it for all the good work you do, thanks again... Dave

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Emmi Kapor
United States | 17 July 2019

really helpful. one of the best site for properties.

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Derek Parrington
United Kingdom | 24 June 2019

Smooth easy purchase with good communication and advice from PM.

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Keith Mason
United Kingdom | 24 June 2019

Excellent comprehensive online mortgage site and very easy to use, allowing you to easily vary different parameters and to choose your preferred loan options. Then having chosen your product, the support from the Property Master team from initial application to loan completion was faultless. Very happy to recommend them and will definitely be using them again in the future.

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John Kitchen
United Kingdom | 17 June 2019

Easy to deal with!

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Peter
United Kingdom | 13 May 2019

I have dealt with Michael and Claire at Property Masters. They have both been very excellent and really helpful. I am someone who believes in the use of technology to simplify business systems. This is what they have done with mortgages at Property Masters. I will recommend them to anyone looking for a buy to let mortgage. Thanks

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Mrs Newton
United Kingdom | 04 May 2019

I’ve used property master to arrange a better priced mortgage on one of my houses, which halved my monthly BTL mortgage! At almost retirement age this is amazing! Also have used to put a mortgage on another to enable me to purchase more property. It is all done online and extremely easy, if you do encounter problems, they are super quick to reply to sort you out! I’m now looking at the rest of my portfolio to get the best deals...

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Adam
United Kingdom | 04 May 2019

Easy to use portal which highlights the best products available, however I was most impressed with the follow up service which made the application process run smoothly and not feel like an ‘online’ only process. Thanks to both Rana and Claire for your help - the biggest recommendation I can provide is that I will be using them again for my next purchase.

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angela hill
United Kingdom | 30 March 2019

Property master we’re very efficient and made the whole process very simple. Got me a great deal. Very pleased

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TRACEY CUPITT
United Kingdom | 27 March 2019

What a find absolutely brilliant just sit back and relax your in great hands

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Mark Webb
United Kingdom | 03 February 2019

Having been introduced to Property Master and after watching their slick marketing videos, I had high hopes and expectations of what was to come. In principle, the Property Master website and the search facility is well thought out and delivers all the Buy To Let mortgage products across the entire market in a clear and concise manner. You are able to tick all the relevant boxes and enter all the requested information to match your own particular circumstances and then hit ‘Search’. You immediately see a list of compatible lenders offering varying mortgage products and you select your most suitable choice accordingly. Simples, and so far, so good. The rest you would believe to be a formality to getting a mortgage offer without further complications. Unfortunately, in my instance, it was not quite the case. After you request a product you would like to proceed with, you then begin the formal process of completing detailed application forms, a portfolio spreadsheet (if you are a portfolio landlord), an Income and Expenditure analysis, provide the latest tax return figures, tax return overview information and so on, which are all requested for completion by the PM broker. Only after all of these are completed, a mortgage “Decision in Principle” is then undertaken with a lender via the PM broker. After returning all of the information back to the PM broker, an application was duly submitted and I was advised that although I was clearly within the lenders mortgage criteria (which I knew I was as I had checked the lenders website before applying), my Credit Scoring was apparently low and therefore a mortgage offer was refused. This also happened with a further application with another lender. I was advised that an appeal was lodged for each of the mortgage refusals by the PM broker directly and that I would receive letters from the lenders regarding the appeal decisions, however, I did not receive anything at all. Furthermore, when an application was submitted with yet another lender, I was somehow assessed by the lender as being a higher-rate taxpayer when proof of my historic tax returns clearly showed that I had always been a lower-rate taxpayer. The lender subsequently offered me a ‘higher rate’ product with a longer tie-in period of 5 years, instead of the lower-rate-2-year product which had appeared in the initial search results on the PM website and was actually what I had selected and wanted. After spending the best part of 3 months in continual discussion with Property Master by e-mail and phone, I cannot fault the effort and communication from all the team at PM as they were clearly trying to help with matters but I personally would like to receive a ‘Decision in Principle’ obtained with lenders prior to submitting all of the documentation to potentially save a huge amount of wasted time and energy. One critical point of PM’s website search that I found was the use of entering ‘Adverse Credit’. Even when I amended my previous searches to now include ‘Adverse Credit’, the search results yielded lenders that said “yes“ but ironically had already said “no” to mortgage offers. It would therefore appear that by selecting the ‘Adverse Credit’ it does little to the search results and is not to be confidently relied upon. You could therefore argue as it not being fit for purpose. If like me, you meet the lenders criteria but fail on an internal low credit score by the lender, you may well find yourself end up feeling baffled by decisions, get very frustrated along the way and ultimately end up just calling it a day. Unless of course, you are prepared to concede to accepting more expensive and unwanted products, which is maybe just what lenders want you to do - who knows?! One final note, and moving forward with constructive criticism, I really would love to see a system whereby a ‘live search’ is carried out by pulling an individuals data obtained from the Credit Reference Agencies in ‘Real-time’ which in turn would only show lenders that are actually willing to lend to the individual based on the live information held at the CRA’s. A bit like those on-line comparison websites, such as applying for a Credit Card, which shows you the likelihood of acceptance, or not as the case maybe. This would replace the current system whereby an individual has to apply to each lender via the broker separately which can be very laborious especially when you are unexpectedly declined an application which you honestly thought you would sail through. One for the future perhaps PM or is this just fantasy? In the meantime, best of luck with all your mortgage searches and more importantly with your mortgage application - you may just need it! Mark Webb

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Michael Nicol
United Kingdom | 05 January 2019

My buy to let re-mortgage went very smoothly, I went with the lender that gave me the cheapest repayment per month inclusive of fees. It was helpful, for accurate comparison purposes, to see online myself how much each lender's costs worked out pcm inclusive of the arrangement fees. I re-mortgaged another of my properties 3 months earlier only to find out I could have reduced my outgoings if I had only become aware of Property Master earlier. I will be using Property Master's services again in future.

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