Acra Lending

3 Ada Parkway, 92618, Irvine, US
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4.50
Based on 120 Reviews

5

89.17%

4

4.17%

3

0.00%

2

1.67%

1

5.00%
About Acra Lending

Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.

Contact Info

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Beth Andrade
United States | 22 June 2023

Jacob is always very quick to respond to my loan scenarios and answer any questions I may have. They are my go to for harder to place loans because they can either do it or will refer me to an investor that will.

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Daniella Brimo
United States | 22 June 2023

I absolutely love working with Jacob Arko and Michelle Marias-Santamaria. Superb team!! Always extremely helpful, courteous and efficient. Their service is top notch and that is more important to me as a broker because that allows me to provide the same excellent service to my clients, no excuses! THEY are the reason, I only use Acra Lending as my only Non-Conforming lender ☺

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Todd Trepanier
United States | 22 June 2023

The Account Executive I worked with, Chris Cazarez, was exceptional, no doubt! However, your process is NOT user friendly by any means. I'm a veteran Loan Officer. I know more about Non-QM than the Lenders who offer them. And Acra took a loyal, previous Borrower, and found every reason to hammer higher rates and fees in the 11th hour of the loan. I was never allowed to discuss items directly with the Underwriter...BIG NO NO! Who ever is the one who created your loan process, obviously has no clue as to what is going on in the trenches. You're just not worth the risk, with the exception of a scenario you offer that nobody else does. You wanted to know, well here you have it!

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Jan Burnett
United States | 22 June 2023

I appreciate working with Ryan Barrus - he is a great representative of your company

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Gaetan Policard
United States | 22 June 2023

I've had the pleasure to work with Jacob and Michelle on a few loans and they were super helpful and easy to communicate with. I look forward to closing more deals with Acra lending.

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Mayra Tapia
United States | 22 June 2023

I appreciate the pricing Acra offers its clients. Sometime in Non QM people pay way beyond prime pricing. I appreciate The rep we have. Stephen has made the process so much easier. We love him!

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Kerry Ogrodowicz
United States | 22 June 2023

I absolutely love working with Acra Lending. I do several deals a month and my team at Acra is amazing. Jacob Arko is my AE and he never not answers his phone or helps me go through scenarios to find the best for our clients. I will continue to use you guys forever!!!!

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Al Mora
United States | 22 June 2023

The account executive was great! Jacob is very knowledgeable and professional.

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Mary Ann
United States | 22 June 2023

The account rep and inside account manager team we have are exceptional due to their expertise and reliability. The company has unique guidelines which are stable which is important in this business. I highly recommend.

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Lee Cancel
United States | 22 June 2023

Working with Acra, and especially Mr. Jesse Kopeny, was simply amazing! The entire process was smooth as silk, constant communication, and great team work within. The client was also very pleased with the service that we were able to provide due to the exemplary job by Mr. Kopeny as his team. Truly looking forward to doing more business with Acra again soon.

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John A.
United States | 21 June 2023

The AE Daniel Busquets is outstanding.

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Doug Hunt
United States | 21 June 2023

the staff at acra have great team work.

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Christian Velasquez
United States | 21 June 2023

Communication with Acra account rep at all times and great ops team/processing

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MATT CHASE
United States | 21 June 2023

My first loan with Acra on an ITIN buyer. They handled it perfectly! Well under 30 days from start to finish. Great Great bank!!

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Durrell Cullens
United States | 21 June 2023

Vincent Ramos is always great to work with! Extremely knowledge and helpful!

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Corliss Bayles
United States | 21 June 2023

I love my AE Chris Cazares!! He answers my calls and my questions. He’s always willing to help with every situation, and we always have a situation!! The company is very good, but Chris is the best at making Acra what is is to us brokers!!

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Jeff Zappone
United States | 21 June 2023

anytime i have a non QM loan i send it to Acra. Anna Jenson and her team are super to work with. If Anna tells me we need a condition, i get it to her and it gets done. I have a lot of trust in Anna and her team knowing my loan will close and my referral partners are happy. And if its something she's not sure on, she checks with upper mngmt and they do what they can to work with us.

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Ben Garcia
United States | 21 June 2023

I trusted ACRA with my biggest loan purchase of the year. Quick approval and funded the deal in less than 30 days. Seamless experience....will partner with them again on the next non-qm deal

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Sandy Marshall
United States | 21 June 2023

Jacob Arko, the acct rep was great to work with and very knowledgeable. Pricing was very competitive.

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Char
United States | 21 June 2023

ACRA's Account Exec Todd Gillespie is the best! Absolutely full of knowledge and willing to make things happen!

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