CIT

155 Commerce Way, 03801, Portsmouth, US
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3.50
Based on 450 Reviews

5

56.22%

4

5.78%

3

3.33%

2

4.22%

1

30.44%
About CIT

CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals.

Contact Info

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Michael
United States | 01 March 2016

Good honest, accurate, and easy to do business with. Perhaps you "may" pay a bit more or less in terms of rates, but you'll easily save that money in simplicity and efficiency of the transaction. In the time I am still waiting for my bank to return my phone call, Direct Capital can usually review, approve, and fund my equipment financing needs-- critical for our business as we typically invest in new technology based on our client demands, not speculation. As a result, we often have to make very quick purchases on a short timeline, and so far Direct Capital has delivered every time!

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A Parsa
United States | 06 February 2016

It is sad that a company with this kind of operation is still running. I was told my interest rate is 7%. I am half way into my term come to find out I am being charged 19%. They don't place the interest rate in percentage on the contract that you sign but in a term called factor rate which is in .00378 manner so you can't catch it. This is very dishonest.

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Christopher Miller
United States | 14 October 2015

After searching around and having received all kinds of information from other lenders, businesses, banks, etc. Direct Capital handled our equipment loan. They were quick, caring, and straight forward. We applied for loan with them on Monday and our equipment vendor was paid by Thursday. Easy to contact. No fluff. The least stressful loan process I have ever been through. Would def use them again.

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David Hamill
United States | 10 October 2015

We began our relationship with Direct Capital when we needed to upgrade our office equipment 3 years ago. The process was quick and agreeable. Recently we needed to add a large vehicle for our service fleet and Direct came through with the funding. The approval happened within 24 hours. After the purchase of the vehicle, it suffered a major engine failure and Direct came to the rescue and helped fund the replacement. We would recommend giving them a call and speaking to them about your funding needs. David Hamill Superior On-Site Services

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Roschelle Rumley
United States | 09 October 2015

If you worry about extra for equipment. If you are concerned about high monthly rates. Well worry no more. Because I thought the same thing. The Financing is great. The Monthly rate is great. An if, you happen to have questions the customer service is remarkable. I received clear and polite answers for everything I asked and everything I was worried about. I recommend Direct Capital if you need better equipment now at a low cost to you.

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Mervyn Herson
United States | 03 September 2015

Was told that the interest rate would be 4.5% on a machine that we purchased. Took them at their word, signed the paper work. We have now learned that the interest rate is 19% and even if we pay off the machine we have to pay all the interest for the full term.

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COURTNEY MILNE
United States | 01 September 2015

Jeff at DC is awesome - very helpful and they can finance VERY quickly!

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Dennis Seeber
United States | 01 September 2015

Worked with a number of leasing companies over the past 20 years of being in business. Have worked with Direct Capital for probably the last 10-12 years. Timely, efficient, and thorough in their process. It would be hard to find another leasing company with the credentials and experience these folks maintain. Thanks for the dedication to professional service and complete customer service from start to finish! Thanks Mike Stanley!

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Donna Gede-Garrett
United States | 29 August 2015

Any time I have needed funding either for equipment purchases or working capital, Direct Capital has come through with an answer within 24 hours. There are a few simple steps to complete to get your funding. No jumping through hoops and having to come up with months of statements. It is a fairly painless simple process whether it be your first time or tenth time working with Direct Capital. I will always call Direct Capital when my business needs funding for any reason!

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Mark Wooldridge
United States | 28 August 2015

Direct Capital assisted me in obtaining and equipment loan, and it was less expensive that what the manufacturer was offering with their financing package - It makes sense to go to equipment folks for equipment, and money folks for the money. They did a great job, very professional, very transparent and very useful!

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Gerald Hardy
United States | 28 August 2015

Wowwwww ! I don't know where to begin. . Well it started with needing more equipment for my 15 year old business, in the past I couldn't get any help from the banks. While working with a agent at Ryder used truck sales it was mentioned about a program with a company called Direct Capital, I hadn't heard of Them before but if they were going to help me out, I was all ears! Well I'm here to tell everyone that Direct Capital not only change my business it changed my life. It's a simple process that will change your life for ever.

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Brian Downing
United States | 28 August 2015

My 18 year old small business has been helped by Direct Capital meet our cash flow and working capital needs for a few years now since Dodd-Frank was passed. Their service is prompt and professional, and they trustworthy and dependable. Unless any of that changes, I don't plan on working with anyone else :-), which is what I tell all the others that call me every week!

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Aaron Westley
United States | 27 August 2015

The folks at Direct Capital are always very responsive and quick to help place and order. Things don't always go smoothly but DC is always around to explain the issue and work out a solution.

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Chuck Morris
United States | 27 August 2015

I'm very leery of dealing with companies that solicit my business through emails or over the internet, but Direct Capital has proven to be a God send for my business. They are quick, efficient and very easy to work with. I'd highly recommend them to anyone who needs capital for their business and they need it NOW! It only took 3 or 4 days for the money to be in my bank account the first time and 2 days the next time. Never got that kind of service from my bank that I've been dealing with for nearly 15 years.

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Glen Baker
United States | 27 August 2015

I've done 3 loans with Direct Capital. They've all been quick and easy.

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Karen Dorans
United States | 27 August 2015

Direct Capital made the process easy and effortless......thank you!!!

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yochy miller
United States | 27 August 2015

This company always comes through when we need them. You wont be disappointed.

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Bob House
United States | 27 August 2015

Our small business has been using Direct Capital for years. When purchasing our latest piece of equipment I told Ben that we would be needing $15,000.00. He got us that amount in just a couple of days. After talking with our vendor it turned out that we were going to need $25,000.00 to get all that we needed. I contacted Ben and explained the situation. Ben told me not to worry and got us that amount in only a couple of days. When we need new equipment Direct Capital is our "Go To" company.

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Stephen Staffieri
United States | 27 August 2015

Direct Capital helped with a small equipment loan and I found them to be professional honest and easy to deal with. Great customer service and are there to help you get the funding you need.

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Peter
United States | 25 August 2015

I needed capital to cover late pay accounts and Andy and his team came through in 2 days. Thanks to the whole team. Great doing business with Direct Capital.

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