CIT

155 Commerce Way, 03801, Portsmouth, US
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3.50
Based on 450 Reviews

5

56.22%

4

5.78%

3

3.33%

2

4.22%

1

30.44%
About CIT

CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals.

Contact Info

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Matt
United States | 15 August 2022

the online platform has human banking hours. M-F only. even though you pay online, the system will not record unless it is a business day. this is basically a scam to get more money for the HOA, to say you are late.

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Cit Knight
United States | 27 July 2022

I need a lawyer who can represent me against CIT!!!

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C Snyder
United States | 22 July 2022

Worst customer service ever! Login won’t work and their suggestions to fix it don’t either!! Gave me an email to contact IT for assistance and the email didn’t work either!! Apparently the only way to contact customer service is to wait on the phone for a couple of hours only to NOT get any help! This has happened to other customers I know. Very frustrating when you are trying to access YOUR money! When I can finally access my account I will close it out.

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Gene Shrock
United States | 07 July 2022

We did an equipment loan with CIT and it seemed okay at first and we were told there was only $369.00 early payoff fee... So we called to pay it off and they said that the way the loan was structured we needed to wait until we are over 50% through the contract...So, we called after we were just over the 50% to payoff again and they sent us a payoff with $890.46 of additional fees added in payoff and refused to break down the additional fees and claimed there isn't a supervisor that we can speak with. I would recommend not doing business with CIT!

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Gunny Crawford
United States | 29 April 2022

After 2 years and paying 7,000 dollars on a 12,000 dollar loan I still owe OVER 12,000. I am hit with $1200 in fees and rent charges on equipment I have financed. If Im already paying you to lease it how do I rent it from you on top of that. THE WORST PLACE A BUSINESS COULD EVER FINACE EQUIPMENT. No wonder small business go under, this is financial RAPE!!!

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Home Buyer
United States | 01 April 2022

Our broker used CIT for the home loan, and boy was this a painful and excruciating process. They are extremely slow and unresponsive, all the qualities you want to avoid when you are trying to close on one of the most important purchases of your life. Not only are they no help, they are a hazard to deal with. 20 days into escrow, they reject an appraisal that THEY ordered... Then it took them 2 weeks for the final sign off after all that was sorted, while we are more than 2 weeks out of escrow. The people that work at this company should be ashamed of themselves. I don't care what rates they offered, the stress and the possibility of not closing on your house is NOT WORTH IT! I REPEAT, CIT IS NOT WORTH IT. EDIT: I messaged them on Facebook. No one reached out. Don’t be fooled by their disingenuous replies

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Dgoldfe
United States | 21 March 2022

Good bank. But resetting your ID or password is painful. They send 2-3 text codes and email codes but when you get to the change password area you need to enter your old password. Ummm, duh! I wouldn't be here resetting my password if I knew it! Needless to say, after several attempts of guessing my old password to set a new password (dumb). I got locked out.

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Paul Gaylor
United States | 01 February 2022

I am at the end of my copier lease and i paid 60 payment of the 60 payments. They sent me a end of lease bill for $900!!!!!!! Crooks.

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Henry Morales
United States | 26 January 2022

I have commercial loan with CTI they never sent me the exactly amount every month now they trying to charge me 10k more then my finance amount

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j bcd
United States | 25 September 2021

Don't use this for wire transfers, the have technical issues and they stopped doing them at 10:30. Was supposed to close on a home on a Friday and because so them we can't move to our new house over the weekend and we had to delay a bunch of contractors. I will closing my account soon.

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Joey Ralston
United States | 21 September 2021

We had to jump home loans from CIT to another mortgage broker 24 days into escrow. I will pick 3 of 25 things to mention: the appraisal was 18 days "in review," we were 8 days past the loan contingency release, and the loan officer (on some sort of power trip) kept adding unnecessary conditions to the underwriter's file. We were treated like trash. And this is our bank!! The difference at the 2nd mortgage company: From the first documents we sent to closing was 21 days - including the very thorough appraisal back in one (1) business day. CIT was unprofessional, disorganized, and added no less than 20 conditions, half of which were ridiculous. At the 2nd mortgage co., we were given what felt like VIP treatment, and quick efficient service that I cannot say enough about. They asked for 2 additional conditions - from the Underwriter only - which we provided immediately and we were approved. We are moving into our new home as we speak no thanks to CIT. I plan to write to the branch directly about this horrid experience. We plan to move all of our money out of CIT as soon as we are settled in our new home. Update: It's interesting how they have a canned response to every single complaint and how we are supposed to contact them through Facebook messenger. Continues to say a lot about how much they do not value their customers.

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Dee Dee
United States | 01 September 2021

I opened a savings account years ago when my son was a minor. I am the custodian. Last winter they contacted me and said we had to close the account. I asked them how. They said send a letter saying we wanted to close the account so I did. Then they said it had to be notarized so this summer when my son was home from college, we both went to my local bank where they know me. and got a letter notarized that we both signed. Then I got an email saying they wanted to verify my identity and to call them. So I did and answered all their questions. Then I received an email saying I needed to call again. So I called and they now say they want an acknowledgement letter from the notary. I asked if they had the form but they said no. I called the notary and she has no idea what it is and neither do I. At this point I think they are just trying to keep my son’s money. Ive never heard of jumping through such hoops to close an account they asked us to close.

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Rich Gentner
United States | 22 July 2021

I would much rather give this company NO stars but that’s not an option. When covid hit and my company was shut down for not being an essential company, I was offered a three month deferral. I was told that the three months would be added to the end of the lease and it would be a small fee for the deferral. Unfortunately, I took this company on their word to me and did not check into the fee they would be charging me. Four months later, my lease payment goes up over $90 a month. I asked if this would be the new payment for the rest of the lease period (18 more months) and they said I would be paying this new higher payment. This is a ridiculous fee to be charging a company that just dealt with COVID and being forced to shut down for three months. This company is unethical. I am in the process of a complaint into the attorney generals office and I’m paying for my attorney to fight this ridiculousness. DO NOT USE this bank for any equipment leases. They tell you one thing but find a way to stick it to you any way they can

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Benedict Pape
United States | 19 June 2021

On May 18 I wrote a letter asking for a check for a CD with a maturity date of June 2, 2021. CIT had all types of conditions that I had to meet before I would receive the proceeds of the CD. On May 25th I received a letter from CIT that stated I must call CIT within 10 business days .and if I did not call they will cancel my request for a check at maturity. I did call and the representative tried to convince me to renew the CD at 0.30% . After much dialog he agreed and said that I would receive the check within 7 or so days. It is now about 18 days still no check

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Umar abba
United States | 17 June 2021

Access bank 0774639237

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krishna murthy
India | 07 June 2021

Best bank sarves loans interest

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Paul Orosz
United States | 03 May 2021

Excellent excellent customer service always professional and sweet at the same time

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dan pat
United States | 29 April 2021

charge lot of interest for short term equipment lease. i use to get and call from Ben so once I tried to get loan wanted 30% interest true blood sucker. with current lease which ended now got letter after 45 month stating I owe them $379 lease ending fee. I have one advise to this company probably this want go to far because your business practice is unfair like pay day loan but you cant do with your loyal customer I took loan from you twice when it was direct capital it should be CIT it shoul be RIP OFF company

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Katie Muth
United States | 15 April 2021

I am looking at new equipment for my business. I was misled by their fancy infographic and had to reach out to find out why I hadn't received any information about my inquiry. I was then told we had great credit but they aren't lending because of my "retail" code but another sister company could help and they need permission to run it through them. After that, I was then told it would be nearly twice as much to lease the equipment, with no early payoffs etc. All they would tell me was the payment amount for five years (nearly twice the amount of the equipment) After going back and forth they said they didn't know our business was older than two years and if we provide tax documents they can try to get us a different deal with yet another bank. The lack of desire to do what was best for me and my business speaks volumes. I don't have time for games, I need someone who is going to do what's best for me and not waste my time.

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MATT
United States | 06 April 2021

horrible was led on for days to borrow a small sum, 5x the amount in collateral, with good credit, only to be shot down, after being told the loan was a sure thing. Ruined my credit score and was dismissed like a rented mule. Totally un professional kids working here consumer beware....

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