Smarter Mortgages

33 Fielding Drive, ME20 6TY, Larkfield, Kent, GB
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5.00
Based on 54 Reviews

5

98.15%

4

0.00%

3

0.00%

2

0.00%

1

1.85%
About Smarter Mortgages

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Louis L
United Kingdom | 10 March 2025

Adam has been a massive help all throughout the process of buying our first home, and my partner and I could not be more grateful for the time he has committed to assisting us. He's gone above and beyond every step of the way, and has always been extremely friendly and communicative. He ensured that we had the best deal available to us, even when rates were changing, and I feel confident that we couldn't have asked for a better mortgage advisor. It was clear from the start that he is committed to getting his clients the best rates available, and also ensuring that the process is as smooth possible. Overall, the services Adam provides are highly recommended, and you can be confident that you're in safe hands with him.

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Grant Robinson
United Kingdom | 05 November 2024

Adam from smarter mortgages has been helping he for several years now. He always goes out of his way to secure the best deal, and make sure all goes smoothly. I’ve recommended him to friends and family with no hesitation. Professional, knowledgable and friendly service every time.

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Becca
United Kingdom | 10 October 2024

I’m in the process of selling and buying and have used Kayleigh Harris at Smarter mortgages. She’s gone above and beyond for us and been on hand quickly with anything I’ve needed from insurance to the mortgage. Thank you Kayleigh, will be using you if and when I remortgage or move in the future.

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Aimy Southern
United Kingdom | 02 September 2024

Adam was so helpful in going through all of my mortgage options, lenders and rates and now I’m settled in my very first home. Thank you for all your help! See you at the remortgage time ☺️

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Alysia
United Kingdom | 13 July 2024

I completed my re-mortgage yesterday having used Smarter Mortgages, after my brother and SIL recommended them to me. I cannot recommend this fantastic company enough! Adam is so knowledgeable, patient, friendly and always easy to reach. He went above and beyond to get me the best deal possible. When my current deal runs out in 5 years I will be using Smarter Mortgages again without hesitation! Thank you again Adam :)

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Elisa
United Kingdom | 28 June 2024

I recently had the pleasure of working with Adam, my mortgage advisor, and I couldn’t be happier with the service he provided. He kept me informed, answered my questions promptly, and ensured everything moved smoothly. He also patiently explained various options, helping me make an informed decision Overall, I highly recommend Adam as a mortgage advisor. His professionalism, knowledge, and commitment to his clients set him apart. If you’re looking for a reliable advisor, Adam is your go-to person!

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Lisa
United Kingdom | 24 June 2024

Adam has arranged my mortgages for. Number of years now and is always professional courteous and extremely helpful. I have recommended him to friends who have also used his services without any complaints whatsoever. Wouldn't go anywhere else for my mortgage with this 5 star service.

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lee mcdougall
United Kingdom | 03 October 2023

Adam from Smarter mortgages has helped me and my partner find our dream home and we both couldn’t be happier. He as been very helpful through out the whole process, would highly recommend.

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Ian G
United Kingdom | 04 August 2023

For any company Directors out there you probably know how tricky securing a mortgage can be. Adam was brilliant from start to finish, open and honest in his dealings with us and managed to secure us a great deal, at a brilliant rate for these turbulent times when other much larger companies failed us. We would wholeheartedly recommend and will be using Adam and his team when out fixed deal ends.

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Jamie
United Kingdom | 29 March 2023

We used Smarter mortgages when buying our new home. Service from start to finish was great. Adam sourced the lowest interest rate available, kept track of any movement’s and reapplied on our behalf as the rates were lowered by the provider (more than once!). Would highly recommend a great honest service.

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Becca Fowle
United Kingdom | 21 February 2023

I used Smarter Mortgages to re-mortgage for the first time (late 2023, so when interest rates were changing daily), I spoke with a lady called Kayleigh who couldn't be more helpful. She was on the ball and updated me when things changed. She was happy to speak on the phone or via whatsapp and was only ever too happy to help with the different queries we asked her. I will be using them for every re-mortgage/house move going forwards and can't recommend them enough! FANTASTIC company and service. Would give higher than 5*s if I could!

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Michael Remnant
United Kingdom | 15 November 2022

We cannot thank Adam enough for all of his help and support. His knowledge help make our dreams come true and get our dream house, confident in the knowledge it is affordable. We would 100% recommend Adam to anyone who needs help and advice.

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Parj
United Kingdom | 02 November 2022

Honest and reliable advice , thank you Richard and team for your hard work on securing our mortgage for us and keeping us well informed along the way , would definitely recommend to anyone!

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Emily
United Kingdom | 23 August 2022

I have been using Smarter Mortgages for around 8 years now, specifically Adam, following a recommendation from a colleague and am nothing short of delighted with the service I have received. Adam is approachable, very knowledgeable, has the patience of a saint and is very accessible. Adam is always supportive and has talked me through many options over the years and always obtained a fantastic deal for me. He is very, very proactive and given the recent changes to Base Rate has been completely on top of securing me a new deal at exactly the right time. I cannot thank Adam enough and wouldn't think of looking anywhere else for mortgage advice. I will always recommend him to friends and family safe in the knowledge that they won't be disappointed and will receive a good deal.

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Lisa
United Kingdom | 22 August 2022

I have renewed my mortgage a number of times now with Adam and the service he supplies is always second to none and the process made very simple. Highly recommend.

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Erika Kuenstlinger
United Kingdom | 28 June 2022

Adam made the difficult process of re-mortgaging very stress free and was always at hand to answer all my questions. I was very impressed at his knowledge of the market and what were my best options. I couldn't recommend Adam highly enough and will definitely using Smarter Mortgages going forwards. I will also be recommending them to all friends and family.

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Rowan
United Kingdom | 07 June 2022

Really fantastic service! Would highly recommend. Makes a daunting process very easy.

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Connor Herlihy
United Kingdom | 12 May 2022

Adam was very informative and couldn't be more helpful throughout the whole process. Being newly Self-Employed I knew it would be a struggle to remortgage and Adam made it a seamless transition with a fantastic offer secured. The whole process was fast, efficient and professional with no stress at all. Couldn't recommend highly enough. Thanks again Connor

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Shai Simpson
United Kingdom | 14 April 2022

We could not recommend Kayleigh enough! 10/10 service. Cannot fault Smarter Mortgages in any way. Thank you so much for all of your help!

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Emma Timms
United Kingdom | 25 February 2022

Smarter Mortgages were extremely helpful throughout the process as first time buyers. Our circumstances made looking for a mortgage more difficult but Richard was reassuring and thorough. Richard obtained a mortgage in principle for us in less than a few hours after a single email notifying him that we had made an offer and needed it that day! Kayleigh continued to contact us after obtaining the mortgage, offering her assistance and answering any questions that we had. There is no doubt in our mind that we would use Smarter Mortgages again when the time comes to re-mortgage. We cannot thank them enough!

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