Have always used this company for my mortgage. They are extremely efficient and incredibly helpful. Cannot thank you enough guys ! Highly recommended !

Richard was fantastic at providing advice regarding my mortgage rate switch. Everything was communicated clearly prior to making any decision. Highly recommend.

Excellent advice, support and service on an unusual set of circumstances. An excellent rate and good product secured when seemingly impossible elsewhere.

I cannot recommend Richard and his team highly enough. They have been knowledgeable through the process of finding a mortgage and their support when things weren't smooth was invaluable! Their quick responses to calls and emails helped reduce stress levels during what could otherwise have been a very difficult time. I am looking forward to re-evaluating my mortgage requirements with them in a couple of years!

Adam Makewell was a complete star and very patient with two inexperienced homebuyers looking for a new mortgage. He was always easily contactable and returned calls quickly/kept in touch throughout. We’re now in our lovely new home and wouldn’t be here without Adam’s expertise. Thanks, Jane and Karen.

Smarter Mortgages were recommended to me by a friend who use them and I am so thankful! I couldn’t have remortgaged with out their help! I will definitely recommend them to anyone I know.

I will like to use this opportunity to appreciate the amazing 👏 and most recommendable job by one of your excellent broker Kayleigh Harris. Dear Kayleigh thank you so so much for all the time and effort you took in helping me secure a mortgage for my future home. I would recommend her any day any time to anyone who is just exiting a DMP and is struggling to secure a mortgage look no further Kayleigh Harris is your girl. Keep winning girl and keep soaring. You rock 🎸 🥰🥰🥰⭐⭐⭐⭐⭐⭐🙏

Excellent service, Smarter Mortgages have helped with with my mortgage a few years ago, than my remortgage this month. The whole process was extremely quick and efficient, and no headaches throughout the process. I would recommend this service to anyone that needs a mortgage. Very happy with my low rates and overall service received. Excellent!

Having used Stuart on my last 3 purchases I can confirm he is friendly, communicative, and efficient. On our recent purchase, Stuart had the application filled out and a hard offer in hand within 7 working days. Any queries were sent to me within the hour from the lender and responded to straight away. Stuart makes the process easy and whilst there's money to be made from the lenders you don't feel in any way pushed into a direction. Stuart breaks down the options and lets you decide the best decision... as he has to. Thanks, Stuart and also Zara for your help! I'll be back.

BTL MORTGAGE Its the first time I have used Adam - First class service from start to finish

Adam is a GEM. Through the months of stress that is buying a house, he was the most responsive, helpful, and utterly lovely person to work with. Though we had a slightly complicated situation and stamp duty to beat, Adam provided us great advice and daily updates, and was always on the other end of the phone for any questions. No doubt we will be working with Adam again (it was genuinely a pleasure).

Richard and Jayne were a pleasure to work with the whole way through. Always available to talk things through with a phone call and deffinatly helped keep this as stress free a process as possible. The stamp duty deadline was beaten thanks to their help. I look forward to working with them again.

Adam provided a honest and professional service even when circumstances became difficult he managed to persevere and get the outcome we wanted. Absolute pleasure to work with. Many many thanks.

I have used the services of Richard and Jayne for a number of years now for my buy to let properties. They are my go-to if I need to raise finance for a new property or arrange a re-mortgage. I have also recommended them to friends. They always offer a thorough and professional service; they are a great team.