I’m so grateful to have ScratchPay available so I can get my animals the vet care they need. It’s hard to come up with large sums of money to have them treated so this makes it possible by being able to pay monthly instead! I purposely looked for a vet that offered Scratchpay when I moved and found a great vet and was able to use it!

Paying for a surgery is unexpected and having to decide between paying or your pet’s life is terrible. Paying in 6 months without interests is an incredible help. Thanks for your help.

Scratchpay plans enabled me to get my cat some much needed healthcare. The application was quick and easy, I was approved immediately, and the monthly payments were low and easy to make, both with autopay and without. So far I have been approved for and paid off two loans, and will open a third the next time my kitty needs more advanced treatment.

This plan has been a lifesaver on more than one occasion. When we have gotten caught at the end of the month with huge bills or our pets. When you have one that gets hyper thyroidism and then when it passes away within 30 days, it gets real expensive real quick. And they were right there approved it And I have the money within three days.

Love this financing! Our pets are our children and unexpected emergencies come up and I’m so thankful for this lender! Will use again in the future!

Scratch pay was there when I desperately needed them. It was super easy to navigate their app and customer service was amazing. 10/10 would recommend

Horrible instead of increasing your credit the add more accounts you ending paying 80 percent interest I called in to get all my account together and they said no f you guys for taking advantage of people when it comes to the emergency room

I found out about, and was able to use scratchpay, during one of the hardest times in my life. The process was super easy, immediate, and the repayments reasonable. I was able to pay it off before the interest payments kicked in. I highly recommend using it so long as you're confident you can repay it before then.

Thankful for the help with this financial help, it truly helped with our situation 🙏 in our rough decision with our family pet. Payments are low and easily paid off. Will and have recommended this to other people.

So easy to use in an emergency. easy to pay off. will keep using you

Very good and easy to use

Helped me in a pinch. When dog emergency came up. That's the worst when your dog is sick and you have to worry how to afford it. If can help it.

ScratchPay literally saved our dog's life and just in the knick of time! Then when we experienced an unexpected financial hardship, ScratchPay was so kind and patient while waiting for us to catch up with our loan payments. We so much appreciated all the cute, fun-loving ways they gently reminded us of our loan without making us feel too bad for falling behind. It then felt so great to pay them in-full before expected! Thank you, ScratchPay, for being a friend when we really did need one.

Thank you so much for your help during our time of need for Joy's surgery. Due to your help, we were able to provide the care for her at the animal hospital and it saved her life. As of today, she is still doing well :)

Amazing services really helps when you don't have thousands of dollars set aside for Pet care easy to use and very straight forward

Always here to help when needed with an accident prone GSP. Thank you!

Super easy to make payments. Very helpful with the pet emergency I had. I greatly appreciated the loan.

Scratch plan made it easy to access funds for emergency veterinary care when I needed the most. The application was simple, the funds came in right away, and they are good at staying in contact with you until the loan is paid off. They also offered refinance options when my work schedule shifted and have some flexibility in allowing more time to make payments on time. Because of this loan I still have my cat Bob in my life, he would have passed away if he wasn't able to get the care he needed right away. Thank you so much!

Scratchpay is amazing! Without this I wouldn't be able to have my baby be dog seeing by the doctor! Thank you so much for making easy to me 🙏

Thankful for this option. Paid off with no interest.