I’m so glad Scratchpay is available to help me in unforeseen circumstances. Thank you Scratchpay for your help !

Signup was super easy, and I was able to get my kitty’s teeth cleaned with no worries about the bill. Terms were clear, and payments were easy. Thank you, Scratchpay!

Changed my life having this option. Knowing I can go at any time and that I don't have to scrape up the cash all at once makes all the difference. With 4 cats and 3 dogs you never know what can happen! Especially with emergencies.

Is a great help in times of need. But only 6 months Interest free was a bummer.

I could not have fully afforded my baby’s surgery without the help of scratchpay. Making payments was super easy too and flexible towards my payment goals and needs being able to pay what I can when I can. I’m paid off now, hopefully I won’t need it again but if something happens again I will have no worries using ScratchPay for help. Thank you.

I actually used to love Scratchpay. They have helped me in a time of need more than once I have paid off every time I use them. I paid them off early. I paid them on time. I even paid them too much and they’ve had to send me checks back there are several times that I have even Paid them off so early. I didn’t have to pay interest until this last time I needed them and then all of a sudden they decide I’m not good enough and they will no longer approve me why I don’t know they wouldn’t give me a reason my dog needed emergency surgery. I’ve never screwed them over. I’ve never done them wrong and they say no so I will never give them a four star review ever again.

Fast and easy help when I need it the most with easy login and pay info.

So easy to apply and was sooo grateful for the ability to have affordable care for my fur baby.

I wouldn’t have been able to get my cat surgery without Scratchpay. It was quick & easy to apply and customer service is great. Thanks Scratchpay.

For us it worked so well, And it's nice to know that we can fall back on it , if we need, Having two dog's its very helpful and very easy to use! Thank you

paid $250 in interest to ensure my kitten survived. Will not be using them again. Will be putting money aside every paycheck in case something like this happens again.

This service is wonderful if you have a vet emergency! Applying is super easy & approval came fast, while we were at ER vet. Paid it off in 6 months so I got the no interest deal! That’s fantastic. This can mean the difference in being able to get life saving care for your pet if you don’t have the $$! I hope this can help lots of others.

My dog was rushed to the emergency vet and had to stay in the hospital under observation for almost a week. I told the vet I couldn’t afford it and was trying to prepare myself for the loss of my 5 year old best friend. Care credit denied me, my vet told me about Scratchpay and I got approved on the spot. The vet costs were just the beginning so money was tight the first couple months after and I was struggling with the payments in the beginning, but they were super understanding to my situation. Just paid it off a year later and I can’t begin to explain how grateful I am for a service like this in an industry that’s almost financially hopeless. Thanks for saving my baby’s life 🫶🏻

We couldn't pay our dogs emergency vet apointment. I'm so glad Scratch pay was avalible to help my husband and I. Thank you.

Your company Scratchpay made it so I could get my furry family member the services needed with easy monthly payments with no interest if paid off sooner. Thank you for the easy application process.

Was a great experience

no interest if paid in 6 months. Was a simple process and they were true to their word. They do charge alot if you go past the 6 months, so avoid getting past that point

Scratchpay made it very easy to get a loan during a stressful time. I got the referral from my vet and it was all done online within a couple of hours. 0% for six months and I was able to pay it off. Thank you.

This really came in handy for my dog when I had to get a surgery done for her. It turned out after some testing she had cancer and needed to cross over to the rainbow bridge. Scratchpay allowed me to give my baby the sending off cremation she deserved. I'm very thankful for that. Payments were easy. We site was easy. Very flexible even let me change my due date in the beginning. I would use again. And recommend! 10/10

interest rate is insanely high!!!! was forced to use this for an emergency situation and it put me more into debt. I would not recommend.