Thank you so much for helping me with the surgery my Baby Bella needed. I couldn’t have done this without your help. Thank you.

Quick approvals; easy payment process - thanks for this option to pay expensive Vet Bills! : )

ScratchPay really came in clutch for us when we had to take our cat to the ER vet. The bill was more than we could handle at the time, and this gave us peace of mind when we needed to focus on our kitty.

Easy and convenient!

Our beloved family cat babygirl needed to be seen and needed medicine and unfortunately times had been tough on my husband and I and our visit to our local vet My kids have paws in Dalton Georgia well the visit and her medicine was more than the $7 we had in the bank and if it wasn't for scratchpay well idk what we would have done thank u from our family and our beloved babygirl

Scratch pay was there when I needed it for my cat's emergency vet. It was easy to pay each month and since I was able to pay it off within 6mos, there was no interest charge!! I will definitely use them again if I have another kitty emergency!!!

They gave me money to put my cat to rest humanely.

My experience was that I took everything calmly, the monthly payments help me manage my finances, I thank the company for caring about its customers and especially about the animals.Thank you so much.

Scratch uses predatory interest rates to exploit people who care to save their pets lives!!! Evil.

Scratchpay was there when we needed it the most. It was quick and easy to use without all the fees that care credit charges and the payments were affordable. We will definitely use them again in the future if need be.

Scratch pay was there when I couldn't afford to pay for my Luckys (cat) operation. They are flexible and understanding when it comes to payments. Will use them again if needed

Great service , every time I called to make a payment the people were super nice and quick and easy , thank you for providing this opportunity to help out pets I was able to pay for my cats emergency surgery With this program

Everything was ok up until I wanted to make my last payment. I missed last payment due to my phone being stolen n I had to replace my bank card. It took a while to replace my apps. Not happy with extra charges

So grateful to have this plan to take care of my senior dog, she is 13yrs old and is aging slowly thanks to the fact that this program helps me afford her Vet expenses. On my 3rd program, paid off each before the promo period ends! Super happy with my experience!

Excellent service and payment options!

This was available when I greatly needed help. The experience was easy. Making payments was easy as well.

I Don't know where I would be if it wasn't for scratch pay,really a life saver

Scratchpay literally saved my dog's life. She was rushed to the ER and needed emergency surgery that cost about $8,000. I easily applied and was approved for a scratchpay plan, this was my last resort. The loan literally saved my dog's life because I could not afford the surgery upfront and the alternative to surgery was, well....let's just say she's here because of scratchpay. The interest is very high at 26.90% but I will pay the loan off very fast as I also have pet insurance and once payment is received I will pay the loan off early. So so thankful for scratchpay.

It’s easy and fast to apply for, easy to pay back, and a LIFESAVER for my fur babies!

My cat needed emergency dental surgery. a friend told me about Scratchplan. i just paid off my balance before the deadline "promotional period" (within 6 months) and I paid ZERO INTEREST! * I think? * 4 stars because I just read all the 1-star reviews. I need to go see if I was charged interest. now I am not sure.