Is a blessing can afford a medical procedure with flexible payment system thanks

When my dog was on deaths door stop Scratchpay made it possible for me to save her life. I am forever grateful and can't thank this company enough for helping me save my baby.

I have used scratchpay twice now. The first time when my dog was playing outside and managed to slice his back leg open. Emergency vet and stitches cost more than I could afford. Saw my vet had a flier for scratchpay, gave it a try, and was approved. A few months later, while I am still working on paying off Bodhi's stitches, I ended up having to put my dog Annie to sleep; she lived 16 years but her heart started to fail her. I was anxious and nervous, knowing I already had a loan with scratchpay, but desperate to give Annie the care and then the cremation she deserved. I was able to get approved for a second loan with scratchpay. I will always recommend this service. Without it, I do not know where I would be. Sure, there's carecredit, but it's not perfect, and I lost my account awhile back when my bank returned a payment. I've just now paid off Bodhi's loan, and as it was within the six month period, I paid it off with no interest! The monthly payments were reasonable, as is Annie's and I'm currently working on paying off Annie's with zero interest as well! If you ever need help with emergency vet bills, scratchpay is absolutely the way to go. While I hope I never have to use it again, it'll always be the first place I turn to when I need help.

Great program to know about when in a bind

It was a smooth experience. I would recommend it to anyone who is in a bind.

Scratch pay is amazing honestly saved my fur baby!! Easy payments and super feasible to navigate the app! Interest rates are also very low, great experience!

Company baits and switch scam. 0% interest for the first six months, but you pay interest the entire time. They "waive" the accrued interest if you pay the whole thing... which means you pay interest.

Scratchpay helped us out a lot when we needed extra funds for our vet bill. They were quick to respond at the veterinary office letting us know what we were eligible for and if we wanted to set it up right away. Which helped us to save some money and not deplete our bank account for the care of our beloved animal! If ever again we have a large vet bill, we will definitely be using scratchpay to help us, help our loved ones. With affordable monthly payments it makes a big difference for those big vet bills! Thank you for everything Scratchpay! We wouldn’t have known what to do without your assistance. Very Nice, Great Success!!

Scratchpay helped reduced a financial stress at a crucial time when all you are thinking about is ensuring your pet receives the most essential care. It only took minutes to apply for a loan and receive an offer.

I am so happy that scratch pay was here for us! My dog broke her leg and needed a very expensive surgery, we had no money, and scratch pay came to our rescue! Thank you for your help!! I'm sure my dog loves you!! Thanks again!!

This helped to ease our worries when we had unexpected vet bills

Very fast and easy to use. I’ve used this both for major surgeries and less severe vet visits. You get approved quick, the no interest within 6 months is great, and it’s easy to use!

Scratch really helped me out when my dog needed life-saving care, the bill was astronomical, and money was tight.

My precious new 7 week old puppy just stopped moving, eating & everything, took him to Access & the bill was $2500.. Scratchpay approved me for $5000 immediately! I am forever grateful 🙏

When I didn’t have the means to pay for my fur baby’s surgery, scratch pay came through. I would most definitely use them again. My kitty is doing so much better now !

company is shady and uses a bait and switch tactic. They tell you its 0% interest for 6 months and set the auto pay to 12 months with no way to adjust the payments. you have to manually do a second payment each month that has a fee attached to it.

This was a very easy option for a loan to pay off an unexpected vet bill!

I love Scratchpay. It’s fast you apply and your approval is just seconds away I’ve relied on Scratchpay so much you never plan on your dogs ear infection or other things that come up I have several accounts it’s automatically deducted from my account I e helped family members with this plan as well. I’m thankful for Scratchpay.

No one wants to have a loan during a rough time with their pets(s). But we are sure glad that it was available. My pet ended up passing away but I am glad to have had options

Was easy to pay off !!