Scratchpay was literally a life saver when my cat needed emergency surgery. It was so quick and easy and the payments are affordable. Thank you so much!!

Easy application process and payment options. Paid off without accruing interest. Scratch reports to all 3 credit bureaus.

We really love our pets and it is so terrible when we think we might not be able to care for them in an emergency situation. Scratchpay has been there for us and our pets on more than one emergency occasion. Our Boston Terrier, Rudy, shattered two discs in his back and Gulf Coast Vet Specialists were able to repair his back because Scratchpay was there for Rudy. We adopted a Boston Terrier from her original owner who could not pay for her cataract surgery. She had been blind most of her life. But Scratchpay came through for her and now she can see like any other dog. Thank you so much for being our partner in our pet care situations. I definitely will use your loans again. Thank you so much for being a lender with a heart.

This plan was a lif saver, my vet bill was more than expected and the nice lady at the front desk told me about this. It was very easy to apply for and I was approved in a matter of minutes. The payment plan is very easy and affordable. I would definitely use them again. Thank you scratch pay.

Thank you. We lost our little girl to cancer back on Thanksgiving and our hearts will forever ache with the loss that we carry. It was because of your financial support that we were able to give her another 8 months of medical support. We took her on all the vacations, and family outings that we could. I am forever grateful.

This plan was awesome this helped me with my cat so she would not pass on. I loved how I was able to sign up and make my payments over the year. This is great service and I will definitely be using it again.

I am a barely functioning adult. Scratchpay had been one of the easiest loans I have ever dealt with. Not only that, but I didn’t have to wait a long time on the phone to get the loan nor was I hassled if I accidentally missed a payment (there is that barely functioning part). I received text notifications as well as emails, which I loved. It also helped because it was one less thing to stress about, since the loan was for something important. It was like it was designed for introverted space cases like myself, and I will most definitely use them again if need be (I mean, let’s face it, with pets I probably will have to use it again).

peace of mind to know I don't have to worry about emergencies for my fur babies. thank you scratch pay for making it so easy!!!!!!!!

When our beloved pet needed emergency medical attention, I am grateful Scratchpay was an option available to help with the bill and his final expenses. The plan was easy to obtain, easy to pay and service was awesome! Thank you so much, Scratchpay!!!!

This is one of the greatest to have to help u out in making payments I will use it again. Thank Yall for everything

They were able to help when I needed it desperately and other places couldn't. They were very friendly and very helpful, especially with my last few payments. I had to shut the auto pay off but was able to get payments in before any late fees could occur. It was a great experience for such a stressful situation. I really recommend Scratchpay !!

So thankful for these plans when something comes up financially that you weren't prepared for. Thank you scratch pay!

The unfortunate event that brought me to you for a loan was the health and subsequent death of my beloved cat, Rj. Being able to get this loan helped me pay for his medical expenses. The website is simple to use and makes the payment process so easy.

It helped my cat and my self when I needed it .thank you

Work out great us

So easy. Applied at the vet, within minutes had the loan. Payed off easily. Date below is the date I paid off.

Being able to make payments towards a vet debt is amazing, Although, this company flat out lies to its customers. In your FAQ it states you don't do hard checks that appear on your credit score, that a downright a lie it was and hurt my score.

I've used ScratchPay three times over the last 4-5 years for my pets. The ease of making payments has been so helpful! And the customer service is outstanding. I'm really grateful for this service because it allowed me to get my cats the care they needed.

Very easy to use, opportunity to payoff with 0% interest. Thank you for giving me more time with my Old English Bulldog. I'll always be thankful and share my great experiences with scratchpay.

ScratchPay has helped me drastically on paying wellness for my fur babies. If it wasn’t for this amazing opportunity I am not sure how I would have done hospitalizing my fur babies for Parvo.