Habito

WeWork Moor Place, 1 Fore Street Avenue, EC2Y 9DT, London, GB
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5.00
Based on 732 Reviews

5

96.58%

4

1.37%

3

0.27%

2

0.41%

1

1.37%
About Habito

Habito will get you the best mortgage possible. Fast, transparent and impartial - we’ll take care of it. Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. Whether you’re a first-time buyer, you’re moving, remortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker. Unlike a traditional broker, our technology analyses every mortgage on the market from over 90 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live-chat to answer your questions. Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.

Contact Info

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Jack Lerigo
United Kingdom | 28 June 2024

Jessica and the rest of the Habito team are excellent! I would genuinely say that they are one of the best companies I've dealt with in my entire life. Their website is excellent, it's easy to use and very reliable/clear. They've definitely managed to make the process of getting a mortgage or remortgaging as simple as it could possibly be. They even managed to get us a better deal on our remortgage with our current lender than we were offered by going direct. Jessica would provide really clear information and help answer any questions that I had. She also sends reminder messages after a few days of not hearing back, which is very helpful for someone like me who forgets to action anything that isn't unread in my inbox! I would 100% recommend them to anyone buying a house or needing to remortgage!

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Jon
United Kingdom | 28 June 2024

I've used Habito 3 or 4 times now and have had a fantastic experience with them every time. I've been lucky enough to have the same advisor during the initial application every time (Ahmet) and they've been fantastic at guiding me through everything I needed to get it done. Would highly recommend

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Abi Denton
United Kingdom | 28 June 2024

As first time buyers, we chose Habito as it was set to offer an easy to use and seamless service and boy did it deliver. The attentive service and level of explanation and detail was really needed and really great for us. We had a fantastic experience with Ellen and Raj, and their help and support made the process so smooth and simple for us. I absolutely wouldn't hesitate to use them again or recommend them to a friend.

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Kirill Lukjanov
United Kingdom | 27 June 2024

Big thanks to Jessica Corten for advising us on the best mortgage rates, advising on how to apply for mortgage, answering all our questions, and for supporting throughout the process!

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Richard
United Kingdom | 27 June 2024

I recently had the pleasure of working with Lizzie to switch my mortgage rate, and I cannot express how impressed I am with the entire process. My introductory rate was about to expire in just 5 days, and I was also in the process of trying to buy another property. Needless to say, I needed the switch to happen quickly. Lizzie was absolutely amazing from start to finish. She managed to secure me a competitive rate in a matter of days, and the entire process was incredibly smooth and efficient. What really stood out to me was that I only spent about 15 minutes on the phone! Most mortgage brokers keep me on the phone for ages, so I was thoroughly impressed that everything was handled so quickly and professionally. The customer service I received was nothing short of incredible. Lizzie was knowledgeable, responsive, and made the entire experience stress-free. I am so happy with the outcome and would highly recommend this service to anyone looking to switch their mortgage rate. A huge thank you to Lizzie and the team for their outstanding work!

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Ben and
United Kingdom | 27 June 2024

We had a mortgage advisor dedicated to our case who was very fast at responding, always matched us with the best rates, and everyone involved was exceptionally pleasant to deal with. No negatives to share.

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Michelle Taylor
United Kingdom | 26 June 2024

For a free service, wow! I had Richard who did my groundwork who was so helpful and then George took over once it was all submitted. Both were fantastic and kept me informed every step of the way. It took a little longer than I anticipated but I got my Mortgage and the first one I fully applied for. What more could I ask for. I am also a part time working disabled lady, I never believed I this was possible. I can't recommend the guys here highly enough

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Becky Pope
United Kingdom | 25 June 2024

I would like to give a massive thank you to both Joe & Patricia! They were both great in assisting me as a first time buyer. Though it was a long process for me, I felt I had run out of options & was ready to give up, Joe was a great support which led to me getting my Mortgage Offer yesterday! Good advise & really friendly, overall a great experience

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Josh Woodall
United Kingdom | 25 June 2024

This is my second time using Habito, and both experiences have been fantastic. However, this recent interaction deserves special praise! My advisor, Ahmet, went above and beyond throughout the entire process. He was incredibly thorough, explaining everything clearly and patiently. I never felt rushed or confused, and Ahmet made sure I understood all my options. His expertise and dedication truly made a difference. Thanks to Ahmet's guidance, I secured the perfect mortgage for my needs. I wouldn't hesitate to recommend Habito, especially if you can request Ahmet as your advisor!

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Sophie
United Kingdom | 25 June 2024

Habito's platform is great to use and really easy to fill out all the necessary forms etc. I had dedicated broker, Emily, who was always on hand and able to get me the latest best quote within minutes or answer questions. Unfortunately they weren't quite able to sort out a concessionary purchase mortgage for us, which we were able to do easily direct with Lloyds. It's hard to tell whether this would've actually been possible with the right know-how or whether it really is difficult to obtain this with lenders.

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R.S
United Kingdom | 24 June 2024

First time using Habito and I found the website very easy to use, our broker was very responsive and we received our mortgage offer within days of applying. I would recommend this Company to anyone looking for a mortgage/remortgage.

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Daniel Sanchez
United Kingdom | 22 June 2024

I could say many things about my experience with Habito, but I'll try to keep this short so it doesn't become a novel! Me and my wife always dreamed about the day we would own a house, but we never thought it would be possible. Our initial contact with Habito was based on the idea of "what if we could do it" than expecting buying a house. However, Mariam and the rest of the team at Habito made our dream come true. They didn't just solve our doubts about being able to afford the house we always wanted, but also guided us every step of the way, getting us in contact with a legal team through Habito Plus to perform all the required paperwork for us. They also followed and notified us every step of the way, always in a positive and, at times, humorous note, which we really appreciate as the process of buying your first house can appear frightening at the beginning. If it wasn't for Habito we would not have our house today, and they truly deserve five stars and a million thanks from us for what they have done to help us. Special mention to Mariam for her kindness, patience and warm personality!

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Emma
United Kingdom | 21 June 2024

Thank you Jessica and Patricia, you were amazing! I would definitely recommend Habito as an unbiased mortgage broker - it was incredibly easy to contact them throughout the whole process using the web chat. I particularly liked when any issues arose (i.e. from valuations or products being pulled) that they handled them with heart, understanding that it was a stressful process for me. They also moved swiftly as the market was changing rapidly. Great work!

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claudia Ramuz
United Kingdom | 21 June 2024

The experience with Habito has been fantastic. As first time buyers this is a scary but exciting journey and the support from Habito is brilliant. They have helped us with every query and made the process a lot less scary. Thank you to everyone there! Hopefully we will be moving soon :)

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Website User
United Kingdom | 21 June 2024

Kris and team were very helpful and patient with me in a stop start process over a couple of months of changing ideas and switching properties. The website is easy to use and to upload all the necessary information. I also like the transparency of showing you all the results of the search beyond the recommendation. That allows you to see that you have been offered the best deal for you rather than the best for habito.

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Lewis J
United Kingdom | 20 June 2024

I'll start with saying an extra shout out to Raj, great guy, replies rapidly and has all the answers. The UI & UX of the web app is superb so congrats to the devs for making Habito what it is. I know where I'll be going when the time comes to remortgage.

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Ben H
United Kingdom | 20 June 2024

Extremely good brokerage / intermediary in the mortgage process. I was very interested in ethical banking, and the team were happy to assist with this, giving me suggestions that fit with all my criteria. Some of these didn't pan out (mortgage offers rejected etc) but the team continued, making clear suggestions and analyses of the market with specific reference to the property I wanted to buy. Stuck with my until we finally secured a mortgage offer.

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Sam
United Kingdom | 20 June 2024

Fast efficient, and no need to spend ages on the phone. I've used them multiple times now and compared to other mortgage brokers it's a game changing experience. Everything is so transparent and they're always available to answer questions. I couldn't recommend them more. One massive benefit is the communication is primarily through intercom, which means you just have an ongoing chat, meaning I don't always need to reply immediately and I don't need to re-explain my whole query every time I get in touch. A big shout out to Sameer for all his work 🙌

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Gemma and
United Kingdom | 20 June 2024

Thank you so much to Lizzie and Dan for securing our mortgage. My partner wasn’t all that keen to use an online broker and usually prefers the in person approach for these types of matters. However from start to finish they worked tirelessly to secure our mortgage, provided regular updates and the responses to any questions were always within a few hours. We’ll be using Habito again in 2 years time for our remortgage.

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Rebecca Taylor
United Kingdom | 20 June 2024

Habito took the stress out of buying our house. Mariam was so helpful and responsive to any questions or queries. Habito plus is well worth the money, especially if you have busy lives like we do!

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