We visited the emergency room with our pup, who ended up needing to spend the night for observation. During the stressful time of wondering if our pup was going to be okay, we also had to stress about how much it was going to cost us and how we were going to pay for it. Not everyone has $3,000 set aside just in case something happens. The animal hospital told us about ScratchPay, which is an income-based payment plan. Needless to say, we got approved for $3,5000 with no interest if we paid it back within 6 months. ScratchPay; hands down had saved our life and took lots of the stress off of our shoulders during an already stressful situation. I will always continue to recommend this company to anyone that I talk to.

I am glad I found this way to pay when I had an emergency with my puppy and didn’t have the money to pay right away , was very convenient. App is very simple and easy to use and make payments. Customer service is great so 100% recommend!

Very simple to use and was right away, easy process with the vet, helped make a expensive surgery affordable. Highly recommend

Allowed me to choose. Costs for emergency care can be exceedingly expensive. Unfortunately my Vader, black cat of 13, was put to sleep. But with this program I was able to choose treatment and try. It made it affordable. I’d do it over and over again for all my cats.

I didn't have the cash on hand to pay for my emergency vet visit. I am so glad I found scratch pay, they saved my dog's life and had enough repayment plans that were reasonable and more than acceptable. If not for Scratch pay my dog would have probably died and I would have never been able to get over the guilt. If you ever find yourself in the same bind please do not hesitate to get in touch with these people. They are there and willing to help when no one

Scratchpay really came through when I had a vet emergency. Quick and easy approval process and convenient repayment options. Would recommend this to anyone who need funds for pet care.

Our precious Chester was hit by a car two years ago- of course we wanted to do everything we could for him but didn’t have the finances. The vet connected us with Scratchpay and they approved us for the amount we needed for his surgery. Unfortunately, we did lose Chester but we were able to provide him with the best care possible and could feel that we did everything in our power to save him. The payments were so low all things considered and the approval process was painless. Highly recommend.

Scratchpay came through for me at a critical time with zero hassle. 1000000000000% recommend them.

This was amazing. My dog was sick and needed to see a Vet. I was without the funds to cover the bill. Scratch Pay HELPED me. And I appreciate that !!!!

I am grateful for the opportunity to use this service in time of need. I was able to get my dog the care he needed. I will not be using this service ever again. This company made it very difficult to figure out the payments and to make payments on time. Just terrible.

This service was an absolute blessing! In an unexpected need for a major medical procedure, they not only got us approved in minutes, but were able to add on more when the need arose! 10/10 recommend! Thank you for helping save our little bestie!

Very easy to get the approval and quick call center assistance.

My dog had an emergency vet visit and this happened right before I left for vacation. This service was absolutely amazing and helped me pay for my dogs vet bill. The process was extremely easy straightforward and with the app I was able to keep track of my payments.

This company approve me for $4000 credit limit during an emergency surgery for my pet. I was able to put $15 down and stretch payments out for a year. No hassle applying and easy access to pay! Definitely recommend

Scratchpay saved me financially so happy they were able to help me with my emergency vet bill. My dog had to be rush to an emergency vet and having Scratchpay there helped me so much

I am grateful for the Scratchpay payment plan. During our family's time of grieving due to the passing of our beloved Chihuahua, Roxxy, the Scratchpay plan enabled us to stress less knowing that we could afford to provide best treatment and care for Roxxy during her last moments. They were preferred over other payment plan options. They were the most affordable. We are grateful!

Love SCRATCHPAY. We had a huge vet bill for our dog that was sudden and they wanted like all vets we know to be paid in full up front. The vet office suggested SCRATCHPAY and they covered us completely! Their payment plan was so easy, so fair that you can’t beat them anywhere hands down. Absolutely definitely highly recommend them in an instant.

Thank, you for helping pay my dog's surgery. I always recommend you to people in need. The best and easy experience.

Thank you Scratchpay to have peace of mind and dignity to lay a family pet to rest. Without this account I'm not sure what I would have done and my pet may have suffered while I figured out financially what to due.

Helped me so much. I am very grateful for the assistance. This is a great service.