First time using Habito, after the hour and 10 minute phone call last time I remortgaged I was happy to find a site where I could just type the answers into a form, and have a conversation with a real person about the exceptions in a chat window like it was the 21st century. The fact that person, Joe was super helpful, true to his word and gave me confidence throughout the application. Recommend to everyone.

A prompt, knowledgeable and extremely comprehensive service from Joe at Habito. I have tried multiple mortgage brokers but really appreciate the ease of Habito especially when combined with such detailed information really enabling us to make the best choice for us. Thanks Joe!

I'm a first time buyer and Habito have been incredibly helpful in getting me a good deal and providing so much advice and support when I faced issues with my credit report. I would recommend this service to any one looking for a mortgage, they were open and honest with me at every step of the journey, giving their guidance on the best options available for me.

Great process made easy by jamie

Really responsive and a super easy service to navigate! Emily Trout was our ME who provided us with a reliable and supportive service.

First time buyer, just had a mortgage approved after ~10 business days. I've spoken to multiple mortgage brokers, and Habito was by far the easiest to work with. Everything was online which really fit my lifestyle/schedule, and the deals I've been offered have been the same if not better than other brokers. It was such a no-BS process! I'd also like to mention that everyone I interacted with (Joe, Helen and Ellen) was super responsive and patient and overall it was probably as smooth of an experience as I could have wished for. I've also opted to go for Habito Plus, again for how easy it was. One thing to note is that in cases of <10% LTV, Habito will outsource the process to Muve (but still with some oversight). Transparently, I didn't know that before signing up to Habito Plus. I initially panicked a bit as I've read mixed reviews about Muve, but to be honest (I'm still in the process), so far that has been quite smooth and straightforward as well :)

As first time buyers, Habito's services have been great - we've worked mainly with Emily and Ellen, who've both been really responsive and good at moving things along, as has our conveyancing team assigned via Habito Plus. The whole process has been markedly stress-free so far, which has made our lives much easier and allowed us to be excited about buying a property!

Second time using Habito, and couldn't be happier with the quick service.

Have used Habito since my very first mortgage. They’re always helpful, friendly and great at finding the best deal.

I can't fault this company in the slightest. Everything about the process was so simple and easy. After filling out some information online about ourselves and our mortgage details we had an immediate response from Ahmet. He was very professional, polite and informative. He gave us a detailed breakdown of all the options available to us from a vast selection of providers. He found us the best possible rate and lead us through the process to set up our new mortgage. All done within a matter of days. And their service is absolutely free!! Honestly, can’t fault them! And thank you Ahmet!

Big thank you to Nicola and George for sorting our mortgage out so quickly, we’ll be back again in 2 years!

Despite being recommended by mse, I was given incorrect information so spent months looking for a property based on the information given but when it came to applying for a mortgage they said they had sent a document with the wrong amount on it. Came up with a variety of excuses of why this happened. It cost me months. Was reluctant to talk to me on the phone, only wanted to communicate via email. Have gone with someone else who spent much more time talking to me to get all the correct info that is also recommended by mse

We had an initial call with Raj where we told him everything he needed to know, including that we took half a year off to travel recently so our income in the most recent year will have been lower. I think he just got over excited by the money and ignored that bit of information, giving us a mortgage in principle of about 600k. When it actually came down to it and we gave him documents and he realised it would be less his tone completely changed and acted as if we had mislead him which was not the case, we have our first ever email as proof. After some back and forth he just pulled out sending a generic email not explaining why. We have had a house offer accepted and he's really messed us up here. Not happy at all with the service.

We had an initial call with Raj where we told him everything he needed to know, including that we took half a year off to travel recently so our income in the most recent year will have been lower. I think he just got over excited by the money and ignored that bit of information, giving us a mortgage in principle of about 600k. When it actually came down to it and we gave him documents and he realised it would be less his tone completely changed and acted as if we had mislead him which was not the case, we have our first ever email as proof. After some back and forth he just pulled out sending a generic email not explaining why. We have had a house offer accepted and he's really messed us up here. Not happy at all with the service.

Such a great service, I couldn't recommend more. I had the pleasure of getting advice from Raj B who was so friendly, honest and helpful throughout. Thank you so much!

Habito have been amazing from start to finish Olivia sorted my application and went through everything so I understood, any questions they were always so quick to get back to me

Excellent service from the mortgage specialist Antra. I have used Habito numerous times and they’re always quick and easy to deal with. Personally I love that it can all be done without making any phone calls!

Sameer really helped get the information required to progress my mortgage application and provided good suggestions on which product to go for.

Habito make the mortgage application simple and painless (thank you to Emily for all of your help). We also got some indicative rates from a high street broker who would have charged a large fee. Habito got us a similar rate all free of charge. I would highly recommend and we will be using them again when it is time to remortgage.

So far in the process; simple, no jargon, reliable and clear - taking the stress out of moving into my first house!