Habito

WeWork Moor Place, 1 Fore Street Avenue, EC2Y 9DT, London, GB
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5.00
Based on 732 Reviews

5

96.58%

4

1.37%

3

0.27%

2

0.41%

1

1.37%
About Habito

Habito will get you the best mortgage possible. Fast, transparent and impartial - we’ll take care of it. Using a unique combination of cutting edge technology and industry-leading mortgage experts, homebuyers can, for the first time, be sure they are getting the best deal for them. Whether you’re a first-time buyer, you’re moving, remortgaging, or simply taking back control of your finances, a mortgage is a big decision - it’s no surprise that 4 out of 5 people seek advice from a broker. Unlike a traditional broker, our technology analyses every mortgage on the market from over 90 lenders to find the best one for you in seconds. Once we find you the right mortgage, we’ll be with you every step of the way. You’ll have a dedicated mortgage expert who will keep you updated with the progress of your application from start to finish, and will always be on the end of the phone or live-chat to answer your questions. Sign up from any connected device, 24/7 - we’ll find you the best match and manage your entire mortgage application, all online in record time.

Contact Info

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Dr KS
United Kingdom | 04 December 2024

Designed for experienced users, not newbies They are great at Habito's and I will keep their buiness! 1. Habito get commission from lenders, no fees for their service- outstanding 2. They are whole of the market brokers- great 3. Website/online uploads are easy to use - great But they are not designed for quick quotes/AiP deals or "fast offer turnaround". Applicant has to do legwork preparing and uploading documents, getting to someone on the phone is difficult; sometimes the first point of contact is a junior working from home (grr...) so have rapport with someone senior (I recommend Christine Brain) to deal with unusual requests or just chasing progress. I highly recommend, perfect for experienced, savvy landlords

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scoopy
United Kingdom | 03 December 2024

Helpful, responsive, friendly and professional. Ahmet did a great job. Convenient service.

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babis sparkalis
United Kingdom | 03 December 2024

Don't know how they get so many reviews. I said to give it a try as I need to re-mortgage soon. So, I've "luckily" been allocated to the mortgage expert called David who started asking me for payslips since 2023, although I'm employed and I have never been asked to provide this before. Even by the bank so the conclusion is: time-wasters

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Asim Tahraf
United Kingdom | 02 December 2024

Antra was great. I needed some advice quite late in the evening and she advised with some really fast replies & showed me a comparison of all the best deals with a breakdown of all including hidden fees. I’ve used a broker before, they just gave me the one with the lowest interest rate, but this isn’t always the case for the best deal & Antra explained all of this to me and submitted my mortgage within 1-2 working days! Would only use Habito hereafter!

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Sukhraj Johal
United Kingdom | 29 November 2024

Chisom and Teddy have been great, it was all so stress free and they even helped me outside of working hours, really went the extra mile!

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Alastair Houghton
United Kingdom | 29 November 2024

Just completed on my purchase! Habito made everything very easy, and Penny, Scarlett, George and Kris were all super helpful. My situation was slightly complicated and Habito definitely put in the work on this occasion. Thank-you to all concerned.

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Kevin Panrucker
United Kingdom | 29 November 2024

2nd time using for a remortgage - great service again.

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David Howells
United Kingdom | 28 November 2024

I’ve used this company twice now to remortgage and they are really good. Very easy to use, online chat for simple questions but also they will schedule a call when questions and needs are more complex. I got a competitive rate and the advisor RAJ I dealt with was patient and listened to all my needs and explored a lot of different products and options before we settled on the right one! Recommend Habito to anyone who is busy and wants a hassle free remortgage 😃

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Jack
United Kingdom | 28 November 2024

2nd time I have used Habito. Very easy and do a lot of the work for you. Kris and Patricia very friendly and professional. Would thoroughly recommend.

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Ja
United Kingdom | 28 November 2024

Patricia is just awesome. She works so quickly and she always keeps me updated.

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Roman Krayovskyy
United Kingdom | 28 November 2024

I am in the process of re-mortgaging with Habito (they also managed this original mortgage). I work with Antra and she has been a great advisor - reached out several months in advance to remind of the upcoming remortgage, advised on the current state of the market, she's been attentive and empathetic to our situation. Antra has been providing timely information and updates, guiding me through the process. I feel Habito acts on my side and tries to find the best deal. Finally, their portal and process of collecting papers etc. simplifies your life significantly.

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Jay Roy
United Kingdom | 28 November 2024

Jamie and the Habito team are amazing! Thank you guys!

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Claire
United Kingdom | 27 November 2024

Teddy has been brilliant in guiding us through the complexities of remortgaging and has been happy to help us every step of the way.

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Melinda Kelly
United Kingdom | 27 November 2024

Working with Pietro was very easy - he was helpful and honest, and made the experience less stressful than it was always going to be.

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A S
United Kingdom | 27 November 2024

My case was handled by Kris and Christine over at Habito. Timeline 06/11/24 - Initial conversation started 08/11/24 - Habito found me a mortgage deal 14/11/24 - All parties connected, Habito even reviewed the solicitors 18/11/24 - Habito submits mortgage application 21/11/24 - Vendor does short-form valuation of property 27/11/24 - Mortgage offer received Throughout the process both Kris and Christine were communicative. Habito's portal is brilliant. No application fees either. ESIS format is excellent. Would happily use Habito again for the remortgage.

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Mr. Jon-Paul
United Kingdom | 27 November 2024

Great service from Jamie Thank you

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CF
United Kingdom | 27 November 2024

Couldn't be easier to chat, ask questions and change parameters and get fast responses. Thanks Kris for your help.

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Better Never
United Kingdom | 26 November 2024

Raj was fantastic and gave me a phonecall which is beyond the expectation of this service as text/messenger the information sometime gets misread or understood especially when handling a mortgage! This will be the 4th time I have used Habito - Enough said really!

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Alexander Vasylevskyi
United Kingdom | 26 November 2024

Perfect service, really fast communication. Hassle-free documents uploads and guidance. Clear step by step guides.

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InPost
United Kingdom | 26 November 2024

As a first-time homebuyer, my experience has been incredibly smooth and streamlined. Both Emily and Mariam have been exceptionally supportive, attentively addressing all my questions and clarifications throughout the process. The whole process takes less than 2 weeks which is great! I applied for a mortgage twice because I changed my mind about the first property. Emily assisted me with the first application, and Mariam guided me through the second. Both experiences were straightforward and hassle-free. Initially, I purchased Habito Plus but later canceled it due to the additional costs associated with moving from a flat in a building with seven stories or fewer to one above seven stories. This decision came after I opted to withdraw from the first flat and purchase another. However, I received a full refund, and my impression of the service remains highly positive. I believe the experience with Habito Plus would have been excellent as well.

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