No problems with the account for some time - Then a nightmare - Make payments above the minimum payment and as soon as I do this, it asks for another payment, and another payment - This has now happened 6 times. Make a payment that covers this months - then asks for another payment - Customer service and chat is poor - Little help and lots of stress. An update on this is that I was meant to be contacted by customer service twice - By email, have not heard a single thing. I have made 20 times the minimum payment - was 15.00, and I have paid 300 - Still says I need to pay 2.27 - Paid, still said I need to pay this. Causes me quite a lot of stress, and money - Purely on this basis, I would avoid.

Easiest account to setup, just waiting on card arrival but so far, smooth sailing!

Quick and easy application process and app easy to use

Easy and immediate response

Simple to apply and use. I recommend Onmo!

Brilliant service.

Quick and easy to sign up. No long complicated forms with an instant decision.

The lowest APR I could find and the application was as easy as anyone could make it. Decision in minutes and a healthy credit limit to start with. If you are having trouble with getting a credit card then try this company. Dealt with on an individual basis rather than put into a group. Highly recommended.

After applying I had a decision with a credit limit almost instantly. Quick and hassle free.

Great service, fast and easy to deal with 👍🏻

Really easy and straight forward to apply. Fast, efficient and highly recommended

Just joined easy and simple process but when trying to verify my email i get the link, follow the instructions on the email and it takes me to my app where it tells me i have been sent and email to verify i confirm i have done this but never saves and have to redo. But when having online chat they say it is saved

Smooth application. No concerns at all.

Very easy and simple to apply App easy to use

You can’t do a balance transfers to a different credit card. Their customer service is horrendous, avoid this company! I was recommended it via Experian and Experian then recommended me to a do a balance transfer that I can’t do! Companies should not be allowed to stop you doing this!

Wanted a card to improve my credit rating. Definitely impressed, so far.

So far I have no problem waiting to start use my card as soon as it arrive the appellation process was very straight fordward

So user friendly! Easy to apply, no hassle to set up and great communication

So far so good

Really easy to use.