Onmo

33 Cannon Street, EC4M 5SB, London, GB
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4.50
Based on 901 Reviews

5

85.35%

4

6.33%

3

1.00%

2

0.78%

1

6.55%
About Onmo

Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/

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Haley
United Kingdom | 07 February 2025

On going issue I can’t log into my app. It’s been days now and it just won’t let me on. Always have issues with this app and soon my payment will be due. Can’t find any details to contact them it’s so frustrating

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Louisa Wade
United Kingdom | 06 February 2025

Really easy process to follow. The app is very well designed. Very efficient!

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Shahed Khan
United Kingdom | 05 February 2025

Are they different from other credit providers, definitely not, quick application, quick decline.

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Abi
United Kingdom | 04 February 2025

Seems pretty straightforward downloaded the app and had no issues making an account

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kirsty evans
United Kingdom | 03 February 2025

Very quick and easy to set up. I have been declined before by different companies for bad credit, so have been struggling to build on it. Thank you to ONMO for giving chances where others haven't.

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Toni
United Kingdom | 03 February 2025

The application and card itself I can't complain however the online message service is AWFUL,I asked a question months ago and still nothing even though states within 48 hrs!!! 7 messages and no reply for months!! Otherwise would of given 5 stars My question was I have been with you nearly 2 years, paid my balance off every month, never gone over my limit and yet never been offered an increase in my credit limit, why??

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Paul
United Kingdom | 30 January 2025

Simple straightforward

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Alan Salt
United Kingdom | 30 January 2025

Easy application, easy to understand and straight forward to set up app on the phone. Very good service so far

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Dylan
United Kingdom | 29 January 2025

Great customer service!

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Lee
United Kingdom | 28 January 2025

Very poor company, almost impossible to get hold of anyone there, and they completely ignore email and written communication. I wouldn't recommend these to anyone, there are many better options out there

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Katerina Nasto
United Kingdom | 28 January 2025

Quick and easy process. Reasonable amount of credit and easy to use app.

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Mr. Owen
United Kingdom | 27 January 2025

Very easy to use app and has everything in 1 place. From downloading the app to completing the registration 10 out of 10

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Michael Williams
United Kingdom | 26 January 2025

Very helpful and quick response.

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Rhys Powell
United Kingdom | 24 January 2025

If I could give zero stars, I would. I have had no end of issues from ONMO, for the second time in a year I have had fraudulent transaction on my account. In fairness they did sort the first one after 3 months of poor Comms and non existent customer services. However i have this week had another case of fraud on my account, this time thought their own 2 factor authentication system using the text message service they use to authenticate the app. £1199 taken out my account with again no help from customer services even tho the card on my account was frozen. I would stay well clear, took the card out as the interest rate was good at the time. Biggest mistake ever!!

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MAV
United Kingdom | 23 January 2025

Don't take an onmo account! And I recommend everyone to check their interest amount and do calculations themselves!! As soon as there is a problem, it's your fault! Nadia and Aran Singh in the complaint department can't even count or use a calculator. A £60 balance with a monthly Apr of 2.84 is £1.71 interest and not £1.90 that they have changed me.. Then there is several changes called 'first month interest' but I paid my fist months interest and now they won't explain what it's for.. Then I asked them to call me after 2pm so they called at 11.30am! I have been charged too much interest and my statement doesn't say the same as my app.. Complain team are useless and don't listen to you and now they are refusing to give me my money back that they over charged me or even do manual calculations!! I am starting an ombudsman complaint

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customer
United Kingdom | 22 January 2025

I have been with onmo few months ago, they start me with £750,l pay more than my minimum every months,l wants a credit limit increase, can somebody let me know or who ever had onmo credit increase before and how long they can increase your limit, anyway onmo is fantastic, from Edward

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lee froggatt
United Kingdom | 20 January 2025

Very quick easy application with almost instant decision

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Ryan Evans
United Kingdom | 20 January 2025

Straight forward company. So far they have been really easy to deal with, great communication. Looking forward to getting my card 👍🏼

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Stacey
United Kingdom | 17 January 2025

Quick and easy accepted straight away no hassle.

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Maciej
United Kingdom | 17 January 2025

Very disappointed that ONMO no more support any kind of E-wallet, apple, google or curve. So i stack with plastic.. step back.

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