Healthy Pets Insurance

No.6 Ridgeway Office Park, Bedford Road, GU32 3QF, Petersfield, GB
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4.00
Based on 839 Reviews

5

71.87%

4

9.06%

3

2.50%

2

2.74%

1

13.83%
About Healthy Pets Insurance

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.

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Michelle Timms
United Kingdom | 27 September 2023

Two months after made my claim, still waiting for money to be refunded. Just seems excuse after excuse.

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Somora Rattray
United Kingdom | 26 September 2023

Very easy to use and very reasonable for life time cover.

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DJ
United Kingdom | 25 September 2023

ITS VERY EASY TO SIGN UP AND AND SETTING UP DIRECT DEBITS AND TILL THEY GET PAID THEY PERFECT… TILL YOU CLAIM ANYTHING THAT IS IT, GAME OVER, THEIR TRUE FACE COME OUT EVERYTHING IS VERY COMPLICATED (ON PURPOSE OBVIOUSLY) FULL OF FORMS TO FILL COME AND GO BACK AND FORTH HEAR SAY WITH VETS AND GO SHOW THEM PROOFS TAKE PICSTURES AND SHOTS AND HAVE A DIARY TO THESE PEOPLE ITS SOOOO LONG I WISH I HAD NEVER CANCELLED MY POLICY WITH PET PLAN, NOW I SEE ALL THE NEGATIVE REVIEWS HERE. TERRIBLE ON CLAIM NEARLY IMPOSSIBLE TO GET ANY MONEY OUT OF THEM THEY LOOK FOR ANY EXCUSE TO VOID THE CLAIM LOTS OF CONDITIONS THAT CAN CANCEL WHOLE CLAIM. LIKE I SAID VERY EASY ON THE MONEY BUT WHEN YOU NEED THEM FOR CLAIM VERY VERY GOOD LUCK TO YOU. FOR ALL THESE COMPLICATIONS AND CLAIMS CANCELLATION TRICKS AND CONDITIONS THEY SHOULD CHARGE £10 A MONTH DIRECT DEBIT AND ALSO BE AWARE YOUR EXCESS IS £150 PLUS THE 20% OF THE BILL WHICH I HAD NO IDEA (SMALL PRINT TRICK YOU CANT EVEN SEE SUCH LINE BUT HIDDEN WORDS YOU SEE AFTER 100 TIMES IF YOU READ THEIR T&C BOLSHIT) SO SAY YOUR DOG HAD OP £10K MEANS YOU HAVE TO COUGH UP FRONT £2200 IN 3 DAYS OR YOUR WHOLE CLAIM IS DOWN THE SEWER WITH THE FORMS AND ALL THAT BOLSHITS.

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Heather
United Kingdom | 25 September 2023

Great value for money

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Shirley
United Kingdom | 25 September 2023

Spoke to a very friendly, helpful young lady.

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Elisabeth
United Kingdom | 24 September 2023

Was very easy to implement this policy.

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Ari
United Kingdom | 23 September 2023

Have made a few claims now with my lab and there’s never been an issue . First time using pet insurance and healthy pets have always been great. So much so that I’ve just bought a second lab and didn’t look at any other insurers just insured her straight away with healthy pets. I can’t fault them .

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Stephanie Smith
United Kingdom | 21 September 2023

Lovely lady I spoke to re my Pet insurance. Came up with a better renewal quote for me . I’ve used this company for about 10 years & the customer service is always first class

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Roger Betts
United Kingdom | 21 September 2023

Excellent service as usual been with them years

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Graham Quarrier
United Kingdom | 20 September 2023

In two years my premiums for a dog increased by about 40% but the sum insured did not increase by a penny. No claims were made under the policy and the dog is only 4 years old. Healthy Pets have a habit of only sending out the renewal so that it reaches you only a few days before its due, giving you little time to shop around.

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Aileen Guillaume
United Kingdom | 18 September 2023

Have used Healthy Pets before and had no problems. Easy to get quote and easy to register.

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Mandy Bridger
United Kingdom | 17 September 2023

The girl who dealt with me was very helpful, I explained I couldn't afford the renewal quote and she offered me a better price, which I am very happy with.

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Mairead
United Kingdom | 16 September 2023

The insurance options were great as you could choose from the basic cover up to the premium cover. The pricing was very competitive against other big name pet insurers. Overall I would recommend this company for your pet insurance.

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Lisa Hudson
United Kingdom | 15 September 2023

No idea what has happened with this company but it has gone from an easy claim paid out within days to 5 weeks and still no payment. My cat has renal failure and hyperthyroidism which I have been claiming for for 3 years and the past 6 months has been dreadful for payment. Numerous phone calls with no payment date. I can't move company as she has these pre existing illnesses. Would not recommend. Use Animal Friends instead which I use for another of my cats and get payment the day after treatment Update 22/09/2023 after this review I had a call from a lovely person who confirmed a complaint had been raised. I have my claims settled and the money finally in my account a few days later and also had my complaint upheld. Thank you for sorting so quickly. it shouldn't take a negative review for issues to be resolved but I'm happy it is finally sorted out, thank you.

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Wayne Gorrett
United Kingdom | 14 September 2023

An absolute disgrace!! We had to put our beloved Tyke down last week, incurring considerable expense in the few days running up to the day due to seizures. Chasing his claim and advising HP of his demise, we were told that we still have to pay his premiums up to March next year when it's due for renewal. WTAF BS is this??? It doesn't happen to humans and shouldn't happen to pets. We're homeless and living in a borrowed caravan and are struggling for every penny to can acquire and retain. Disgraceful!!

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Joanna cooke
United Kingdom | 13 September 2023

helpful and efficient

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customer
United Kingdom | 12 September 2023

Good friendly service

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John
United Kingdom | 11 September 2023

A quick and easy way to give your pet the cover they need. A pleasure doing business with you.

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Spice Merchant
United Kingdom | 09 September 2023

Healthy Pets always helpful if. You ring them to discuss policy/renewal. Had a quote for renewal, and I checked it was cheaper to get a fresh policy (lifetime, no pre-existing conditions yet, luckily) offering lifetime coverage (future-proofing new conditions). They held my quote and I checked in price comparison websites. Compare the market had exact same policy so I tried to purchase that. A few computer system gremlins at their end but they politely and patiently sorted it over the phone. If you pay by monthly it is no more expensive than annually. NB renewed (started fresh equivalent) policy 11 days before other one expires to have full policy cover at all times. If had renewed would have been covered, but a new policy has a 10 day caveat for illness and 48 hrs for accident. Still saving when though starting policy 11 days before existing one expires. Very happy, they are a good company that responds quickly in the event of a trip to the vets etc,which is what is needed. If it ain't broken don't fix it. PS. With this policy, after the fixed excess for any new condition (£125) there are no extra fees ie no 20% of the bill left to me to pay. Would you want to pay 20% of a £800+ bill on top of an excess? Me neither!!

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Rachel
United Kingdom | 09 September 2023

Easy to use to get a quote, I've chosen a lifetime insurance and was the cheapest I had been quoted

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