Healthy Pets Insurance

No.6 Ridgeway Office Park, Bedford Road, GU32 3QF, Petersfield, GB
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4.00
Based on 839 Reviews

5

71.87%

4

9.06%

3

2.50%

2

2.74%

1

13.83%
About Healthy Pets Insurance

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.

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Gemma
United Kingdom | 06 December 2024

Really easy website to navigate, perfect product for my dog at an affordable price

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Ray
United Kingdom | 06 December 2024

Helpful and friendly staff.

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Sarah Boyd
United Kingdom | 06 December 2024

In relation to below. Thank you Healthy Pets for getting in touch and for moving things forward for me. It's very much appreciated. I have received a claim settlement amount via email which does state what I was expecting and is absolutely in line with my policy. Thankfully, the funds have come through and I'm saved for Christmas!! It's nice that the customer service here isn't an Ai bot and that real humans responded on this for me. Thank you. I have now called 2x times to chase my claim, they appear to have it and I was told the last time I phoned I would get a confirmation of receipt which I didn't get. So I've called again. My claim is thousands of pounds. I've had to put it on my credit card. I'm a single mother, it's Christmas and I can't afford to pay the credit card bill, yet I've been told it's going to take 4-6 weeks due to a 'backlog'...looking at all these reviews I'm now seriously concerned.

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D
United Kingdom | 06 December 2024

Shocking service and a 30 working day delay in getting my claim processed. Sad reflection on companies today. Still no action. 5 days later and still no resolution.

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Gillian Aitken
United Kingdom | 05 December 2024

I am really happy with the cover I have for Tigger and Oscar. I am even more pleased with the cost of the pet insurance.

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B J
United Kingdom | 04 December 2024

Good price, easy to do online.

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Mrs Brady
United Kingdom | 04 December 2024

A quick and easy experience to start a new policy online.No claims yet but hopefully if needed I will have an easy experience.

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Julia Hollands
United Kingdom | 03 December 2024

I was really impressed at how easy it was to use your website and get our 2 lovely girls insured. It gives us peace of mind knowing that Meg and Mattie are covered by you and we can have another stress free year of just loving them.

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Claire Belgard
United Kingdom | 30 November 2024

This company is fine unless you actually need to claim. I submitted a claim in September. To be fair that was relatively straightforward and I was able to get through easily on the phone and received email forms and hard copies along with detailed advice from the call handler. Having submitted the claim I had a confirmation it had been received and then one that it had been verified but that processing would take 30-35 days due to “unprecedented demand” That is 6+ weeks and not acceptable when I am £000 out of pocket. Waited patiently and heard nothing more and it’s now 46 working days. I sent a formal complaint and received one response to apologise that the claim was outside their timescales due to a “backlog” and a separate one to acknowledge my complaint which will receive a response within 8 weeks. I found it quite telling that one of their emails has come from an address called “insurance factory”. My experience is that this company is well set up to take out policies but has not matched that with claim handling capacity so you may as well not bother

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Clare
United Kingdom | 30 November 2024

My renwal price was over £70 more than last year so I had to set a bew business account up to get a better price

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Kalo
United Kingdom | 29 November 2024

They have had a claim under review for the past 4 months and it still isn't resolved. Its a simple claim, yet they seem to be doing everything they can to delay paying. I am significantly out of pocket, they have asked for more information from the vets, which has been provided, yet they still won't pay. Avoid at alll costs. The worst insurer I have ever dealt with,

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Lottie Hickman
United Kingdom | 28 November 2024

Awful!! I waited over three months for them to pay out a claim. They then sent the payout to my vets (or so they said) despite the fact the payout should have been made to me as I had already paid my vets directly for the treatment. Neither I nor my vets provided my vet bank account details on the claim form, as the payout should have been coming to me. Healthy Pets then sent the payout to a completely different company that they had saved on the system despite it not even being the same name and having no authorisation. I called them 4 times, and my vets called twice before we finally tracked down who they had paid. Healthy Pet then told me I needed to take up the issue with my vets and get the money back even though they hadn't received anything, as they paid the wrong company. This is now been going on for almost a month. Four months after the treatment. Trying to get any help via customer service is useless. I have to provide the same information every time I call, and I'm fobbed off with the same response every time. This is their error, and they are not willing to rectify it. This is my third year with the company I have never had to make a claim. The worst part is I now have a poor cat that needs ongoing treatment, and I am now anxious about having to make my next claim. Maybe this is why they make the experience so painstaking. To put people off claiming.

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Feathers
United Kingdom | 26 November 2024

Two months today (26/9/2024) since claim received by Healthy Pets for my lovely cat Marley who was diagnosed with lymphoma and has since died. Claim was for around £1,200, less excess and co-payment so due @£900. STILL no money. Company says they have a backlog (it's the time of the year') and claim is approved and in process of being paid. Marley was euthanised on 5/11/2024; this with cremation cost over £500 which obviously is not covered by the insurance. Don't use Healthy Pets. When my other cat died after a short illness in January the claim was settled quickly but they deducted the remainder of the monthly payments (eight) from the amount due.

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Kerry Walgrove
United Kingdom | 24 November 2024

Quick call, clear information and helpful individual.

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Hannah
United Kingdom | 23 November 2024

After getting horrible news about my cat and needing to claim on my insurance, I couldn’t find my documents so called in for help on a Saturday morning and spoke to Claire, she was so helpful and so kind. It’s a really hard time dealing with poorly pets and Claire made the experience so easy, even though I said I didn’t care about excesses etc. she still made sure I was aware. My addresses had got mixed up and she fixed it all for me. Just a really nice experience when in a horrible emotional state. Everyone needs a Claire in those times.

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Karen
United Kingdom | 23 November 2024

Spoke to a young man called Mark, he was really friendly and helpful and made the whole process quick and easy

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Andercot
United Kingdom | 22 November 2024

Great price for what is being offered. Stated I would get an email confirmation to confirm setting up the policy. Never did. We'll see if the policy documents come through within the stated time period. Checked junk folders and nothing. Little cautious as to whether it went through ok, as I won't find out for up to 7 days.

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Ali Gale
United Kingdom | 22 November 2024

Read the reviews properly as all or most of the 5 star reviews are about setting up the insurance. Search for how they deal with claims and its a different story. I cancelled as I saw that they weren't good at dealing with claims and cancelling was pretty convoluted so I'm glad I'm not with them tbh.

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customer
United Kingdom | 22 November 2024

I’ve been requested to review this pet insurance but, since I haven’t made a claim (the insurance hasn’t even become ‘live’ yet!) I cannot really review the company. All I can say is that the insurance was straightforward to set up. The real test however, would be when making a claim, which hopefully, I won’t have to do.

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Mrs Harvey
United Kingdom | 21 November 2024

Seemed fairly straightforward and a reasonable cost.

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