Healthy Pets Insurance

No.6 Ridgeway Office Park, Bedford Road, GU32 3QF, Petersfield, GB
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4.00
Based on 839 Reviews

5

71.87%

4

9.06%

3

2.50%

2

2.74%

1

13.83%
About Healthy Pets Insurance

Healthy Pets Insurance was founded in 1996 by Mark Effenberg, as Chief Executive of a pet-loving business insuring the UK's cats and dogs. Today, Healthy Pets, which was founded before Google, is an established participant in the £1 billion-plus UK pet insurance market. Based in Petersfield, Hampshire Decades on, the fact that we are a leader in online insurance and know how pet owners think gives Healthy Pets Insurance, as of 2017 part of The Ardonagh Group of companies, a distinct advantage. We talk cats and dogs, and we truly understand that pets really are members of the family. Being internet-based with a team of understanding pet specialists available over the phone, means we can offer high-quality cover at more than competitive prices. Because we are efficient, agile and specialist, and we know pets and their needs from our own experience, Healthy Pets has one of the highest renewal rates in the pet insurance industry because, in our view, whether it's the opening contact or dealing with a complex claim, we know how important it is not just to hear our customers, but to listen to every woof and meow. Mark has always been a dog owner, and it was his experiences as a "pet parent" back in the mid-1990s that caused him to establish Healthy Pets Insurance - for the simple reason that he could not find an insurer at the time who truly understood the bond between a dog and its owner, and, speaking to friends, he found it was much the case with cats too.

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Gary Jones
United Kingdom | 30 December 2024

Most pet insurance, which I’ve been on a very misleading questions and answers I found this experience very pleasant

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John Selby
United Kingdom | 27 December 2024

Simple set up, good value peace of mind for your pets.

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lynn Robinson
United Kingdom | 27 December 2024

I found the site quite easy to navigate. I am pleased with insurance I have chosen. Having only just started the cover and not had to us it I can't comment but hope not to have to us it, as this will mean I have a poorly dog.

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William
United Kingdom | 25 December 2024

Easy to sort for a 72 year old Well done.

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Maria
United Kingdom | 24 December 2024

Very friendly user app

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Diane Davis
United Kingdom | 24 December 2024

It was easy to change over to Healthy Pets insurance after my existing insurer hiked the price up by a third. The policy inclusions were much better than my previous insurer so it was a no brainer really. Also positive reviews also helped me to decide to insure my cat with Healthy Pets.

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Mr Paul
United Kingdom | 23 December 2024

It's cheap and had all.the cover choices I need

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Rebecca Morgan
United Kingdom | 22 December 2024

Our cat has been insured with Healthy Pets for over 7 years with highest level of cover. I’ve never had to make a claim until November this year when our cat was hit by a car and had to undergo surgery. I submitted a claim on 19 November with assistance from our vets and still today (22 December) have had no response from the claims team. I’ve tried calling for an update and received no information about the status of the claim. I have absolutely no faith in this company whatsoever. I’m £3000 out of pocket and Christmas this year has been completely ruined due to Healthy Pets not adhering to their claim handling terms.

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Sue H
United Kingdom | 21 December 2024

On the 2nd of December 2024 I received my annual renewal quote for the pet insurance for my two cats. I did expect an increase on the previous year, but I could not believe the percentage increase, which I thought was excessive. Having had insurance with them for 11 years, I rang Healthy Pets to query this and was told that if I wasn't happy I would need to raise my concerns with the Complaints Department. I requested that they went ahead with this and received a confirmation email on the 6th of December to say that my concerns had been logged. On the 13th of December I was contacted by Amanda, via a lengthy email , detailing a thorough investigation. A full explanation of how the premiums are calculated, the identifying risks between insuring a male and female cat, and also the fact that Healthy Pets have had two changes of underwriters during the last two years. Other relevant information was also explained. It was clear from her email that Amanda had taken my complaint seriously. She also took the time to provide alternative quotes which she felt may be of interest to me. Taking into consideration all the information, I rang Amanda. She was on another call but rang me back in less than five minutes. We discussed the alternative quote which she had provided and I decided that it was suitable for my needs. I have therefore taken out to new policies with Healthy Pets, who I feel treated me as a valuable customer. 4th February 2025. I have just had the chance to read the lengthy review that I left in December 2024 in which I gave a 5 star rating. It took a great deal of effort to to give a thorough review which obviously, due to her reply, Nicola did not take the trouble to read. I hope that I never have the need to make a claim. However, should that happen then hopefully I will be dealing with Amanda or someone with her knowledge and expertise and that Nicola sticks to Social media and not Customer Services.

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Andrew
United Kingdom | 20 December 2024

The policy cover and premium are fine. I had difficulty with the payment (by credit card) which I learned, after the event and a phone conversation with Healthy Pets, was caused by a technical fault in the Healthy Pets system whereby the payment process failed to advance (as it normally would) to a verification routine. So no verification passed to the credit card which then declined payment. I was obliged to use a different card, with a knock-on effect of shuffling my spending around. I feel somewhat inconvenienced by this incident. 2 stars lost from what would have been 4-star review, the fifth star being reserved for handling a claim

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Joanne
United Kingdom | 20 December 2024

I have used Healthy Pets insurance for all of my previous cats and never had a problem. I unfortunately had to claim once and the process was easy and hassle free. Although some comparison sites look cheaper, I still decided to go with Healthy Pets as I trust them and know its a good policy.

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Janet Burry
United Kingdom | 20 December 2024

Easy to use website, choice of options to suit your budget, everything explained with no jargon, reasonable price

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Louise
United Kingdom | 19 December 2024

Do not use this company. They require constant chasing, even my Vets Practice said "I will send you the email I send them as they always say nothing received". My vets sent the email to the address on the claims form, when I called 3 weeks later for an update I was told nothing had been received. I forwarded the email from my vets to their customer care team and was assured it would be dealt with. I followed up again a week later and was told no emails had been received. I resent the claims forms and the vets email and finally received an email saying my email had been received and I would hear back in 3-5 days. I heard nothing, have chased again and the claims are in the email waiting to be assessed. Its a joke, if you want to have pet insurance that pays out in a timely manner use another company.

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Sally
United Kingdom | 18 December 2024

Just awful. My cat was killed by a dog in October and after 2 months of dicking me about Healthy Pets have today sent me an email saying they will not pay death benefit because the purchase price on my policy is listed as £0. This is not correct, and I have it showing correctly on the annual insurance schedules for my policy. Losing a pet is tragic, it shouldn't also involve having to deal with this level of nonsense.

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Colin McDonald
United Kingdom | 18 December 2024

Your website was easy to use and in this day and age price was very good as well

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Mr David
United Kingdom | 18 December 2024

I have sent the information as requested today. Do not use! I have had pets for the best part of 45 years and had insurances and have found them useful and helpful. But this one! They state a 10 day claim processing service but since day 14 I have called only to be told they cannot see my claim which means it's still being processed. Called today which is now 4 weeks since the claim was emailed by our vet with all the reports attached and still I am being told they cannot see my claim. That's it! They cannot see my claim. No help no advice just that simple usless answer. I will raise it with the regulator. Do not use them!

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Ollie Jeffs
United Kingdom | 18 December 2024

Claims remained unprocessed for weeks upon weeks. Almost 5 weeks ago, we submitted a claim, which the website said would be 10 days to be processed, as well as the customer services team. We were then told it would be 4 weeks, so we waited patiently. Now, after 5 weeks, we're told it will be 5-6 weeks. Unfortunately for us that takes us into Christmas, so is likely to be 7-8 weeks and then who knows how long after. The claims team aren't able to provide any update or timescale, which is concerning that it is still not in sight. They sympathise with the frustration, but that is only part of the pain, coupled with the anxiety, sleepness nights alongside the trauma of what actually happened to our pet. We are not expecting this will speed up the claim, but we do hope it give insight for others to look elsewhere. We are also preparing that if our claim is successful, the last penalty will be for our remaining policy premium to be taken. I do encourage any potential customers to look at the recent 1 star reviews as we are all saying the same thing. The vets are putting us under pressure and they too now will not recommend use of Healthy Pets, but other companies. So already they have lost potential customers, and it is disappointing that they aren't able to support the claims of their existing ones too.

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vania Alban-Zapata
United Kingdom | 17 December 2024

This year healthy pets tried to increase my insurance premium by no less then 48%. Reasons given: pet’s age and past illnesses. Except my cat is 2 years old and has never been ill. When I clarified this point they changed their excuse, blaming vets for raising their prices. Another moot point, since vets have NOT increased their prices by 48% in one year, obviously. What they don’t mention is that they probably belong to the same group as the vets they claim increased their tariff, they’ve got to a in a head lock, it’s ridiculous. So I cancelled their proposed contract renewal and started a new one, at pretty much the same price as what I’ve been paying for the past year. It shows that this company is no better than all insurance companies, and shamelessly try to rip off their customers. Don’t believe what they say for one second when they pretend to propose no surprise contracts, they’re the worse. And now of course they offer to contact their support as they don’t want the bad publicity. I did, many times, to no avail whatsoever!

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Philip
United Kingdom | 17 December 2024

Easy to follow, until I tried putting in my town,after that it was OK

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Francoise Iossifidis
United Kingdom | 17 December 2024

Easy to set up

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