
Martin Omotajo
United Kingdom | 14 April 2023Had a 1-2-1 with Alex Witham. I just wanted to take a moment to thank you for your incredible assistance during our recent call. Your ability to explain complex calculations in a clear and simple manner was truly impressive, and I cannot express how much I appreciated your help. As a broker, I often come across complex calculations that can be overwhelming and confusing. Your willingness to take the time to educate me on these calculations has been a tremendous help, and I now feel much more confident in my ability to write buy to let business with landlords around the country. Your expertise and patience during our call were invaluable, and I cannot thank you enough for your assistance. I look forward to working with you again in the future and continuing to learn from your wealth of knowledge. Thanks again for everything.

adrian buchanan
United Kingdom | 13 April 2023Poor Comany to deal with. At the end of a fixed rate mortage they do not (as policy) do product transfers so you are forced to either accept a 9%+ interest rate or go through a full product application (and pay fees) to move onto a better rate. To add insult after the mortage is paid off they don't remove their legal charge (as other lenders do) focing you to pay legal fees to remove it! Not customer focused at all steer clear

Swati
United Kingdom | 30 March 2023Recently I had put two applications with Landbay and I must say that the service was amazing. There is one case worker assigned to the case with whom you can have direct contact which makes things a lot easier. The underwriting and assessment was quick an within days the Mortgage offer was out. I would also like to mention that my Landbay BDM, Rahead is very helpful, proactive and guides you appropriately on certain tricky cases, as both my cases were challenging. He is very approachable and does not hesitate to offer his services even after office hours. In a nutshell, Landbay is a good lender to work with especially with its amazing BDM, team of underwriters and flexible lending criteria.

Karl Arnold
United Kingdom | 23 March 2023Wow, 5 business days from application to offer! Ltd company BTL purchase including physical valuation. Layered Ltd company with deposit sources from various other companies so certainly not straight forward. Wouldn't have been possible without the great communication between BDM Alex Witham and underwriter James Cooper-Smith. Purchase needed to complete before the end of the month and I submitted the case on the 08/03, both BDM and underwriter turned it around to ensure a swift offer was issued. Great to see a lender with a common sense approach to lending! I've placed numerous cases with Landbay and will continue to do so. Great work from the team there.

Kevin O'Brien
United Kingdom | 15 March 2023The process of this application elongated by the numerous requests for more and more documents, some of which had been provided. However, rather than assess the case and then give us a one off list of what was required we were sent numerous requests for further items each time meaning various trips to see our client or contact him to get documents to us. I also disagree with the fact that the client foots the bill for the lenders legal costs and that only certain solicitors can be used. This is almost as bad as the time when advisers used to sell endowment policies and other insurance advising clients that they HAD to do this to acquire the mortgage. This is practice that the FSA( as it was then) blocked and I believe that the FCA should step in and stop this practice now !!!!!

Asher Yotsar
United Kingdom | 01 March 2023I had a nasty and expensive experience with Lanbay. After receiving a mortgage offer and spending significant money on legals and compliance Landbay pulled our just before completion and REFUSING to give any reason. Significant costs have been incurred and tens of hours have been wasted. Avoid like the plague.

Donna
United Kingdom | 22 February 2023From my initial enquiry with my BDM Gabrielle Latifi, through to completion, Landbay were on hand to assist and resolve any issues that arose (and there were plenty). My particular thanks go to Glenn Shipman, the appointed underwriter, without his knowledge and efficiency the process would have been made a lot more difficult and I doubt we would have achieved simultaneous completion of 39 properties. First time using Landbay and a great experience it was.

Amit
United Kingdom | 20 February 2023Very fast and efficient service

Angela Blakesley
United Kingdom | 17 February 2023Landbay have real common sense underwriting and review each case on it's merit. I would highly recommend! Their team go out of their way to understand each case no matter how complex.

Nicola
United Kingdom | 14 February 2023Landbay went above and beyond on my case and even completed on extended deadlines. Amazing human approach for a lender and a great thank you to the amazing BDM Jonathan Braddick for making it happen too! One happy broker and client! Thank you Landbay and Jonathan. Fantastic first experience.

M Rahman
United Kingdom | 13 February 2023A truly responsive application process, great common-sense approach and a fast, efficient completion. The online application/software is a delight to use - easy, simple and quick. Underwriters are clear on requirements, no faff. Speed to completion is an obvious priority for Landbay, as it is for us and our clients. Thank you for a great first experience.

Susan
United Kingdom | 31 January 2023Absolutely disgraceful company. I only got involved with them due to my broker approaching them. I have 15 properties, so consider myself a professional landlady. They charged me £230 for a survey and £199 application fee. Said they wouldn't lend on the house due to rising damp, which as a responsible landlady, I would have fixed. So they pulled out, then they refused to return my application fee. I am going to send an email to the Financial Ombudsmen about this company. I would advise anyone to steer clear. As expected a poor review from Nick below basically saying up yours all for £199 taken from a customer. GREEDY and UNPROFESSIONAL!

Kelly Sjöberg
United Kingdom | 30 December 2022We used Landbay for a quirky HMO BTL and had a great experiance!

Curtis Mensah
United Kingdom | 09 December 2022I'm a mortgage broker, who was submitted an application for a client of mine who was on bridging finance and needed to complete to a very specific timescale. Both the BDM Jonathan Braddick and the underwriter Chloe Newton were very accommodating to this and helped to push things through and get it over the line in very quick timescales!! Couldn't be happier

Nicholas Coffin
United Kingdom | 30 November 2022Great staff product knowledge and excellent underwriting process.

JR
United Kingdom | 22 November 2022Slick technology and great communication from the lender all the way through

Spencer Thomas
United Kingdom | 15 November 2022Stay away, awful company. Cost me months and thousands of pounds in fees, for them to decide not to extend my offers, as it wasn’t so beneficial for them. Interest rates high, fees high, want you to pay the survey costs and arrangement fees so they can walk away when they feel like it, or make up legal objections as to why it doesn't work for them, albeit it would work for every other lender. Don’t listen to there nonsense, financial criminals in suits.

Rony Jacob
United Kingdom | 14 November 2022Good system, Processing turn around time was long Well updated system

Mike Daniels
United Kingdom | 24 October 2022Russell and my BDM Beth have been excellent throughout the whole process. The case had to be re-offered a few times due to the applicants but at everystage Russell was patient and proactive in getting things moving. Will defo use Landbay again.

Matt Karagul
United Kingdom | 20 October 2022A great lender with great people. Numerous deals, some with challenges, all approached with every intention of finding a solution! Massive thank you to the team, namely Ian May, Helen McKinney, David Francis, Sian Robinson, Shauna O'Hannigan, Rebecca Ball and the rest of the team!